Corporate Credit Analyst Trainee

About the job

Within BNP Paribas, Credit Analysis plays a fundamental role in the selection of the bank’s assets, contributing to the sustainability of the business model. This is critical in reaching the right credit decisions, bringing added value to the business as well as strongly monitoring risks.
As a member of this team, one is able to get acquainted with the basic concepts of corporate banking, banking products and credit process, being in connection with several business lines of the bank, front officers and Risk.

Your Main Activities Are

• Collecting and monitoring key information on clients (annual reports, financial statements, web site information) and requesting/analysing internal inputs (memos,..)
• Liaising with commercial department to gain in-depth knowledge of client environment, strategy, management, resources and financials
• Analyzing and summarizing counterparty and credit risk on clients and prospects
• Completing Credit Proposals compliant with guidelines, quality standards and policies
• Participating in the continuous improvement of credit process efficiency
• Ensuring the follow-up of client exposure and monitoring global credit risks by alerting on any change in ratings, any major event or material evolution
• Monitoring of clients covenants, strategy implementation and risk profile
• Maintaining portfolio reports and using proactively the internal credit tools

Profile and Skills to Success

• Degree in Finance and/or Economics and/or Accounting with a strong knowledge of financial analysis 
  under several standards (IFRS, local GAAP)
• Perfect fluency in English
• Analytical and quantitative skills
• Flexible and eager to improve his/her own performance
• Team spirit, ability to work with others
• Strong interpersonal and teamwork skills
• Business minded with an acute sense of risk
• Ability to build its own opinion on a file and to convince

Why joining BNP Paribas?

· Leading banking institution

BNP Paribas is a leader in the Eurozone, and a prominent international banking institution with strong roots in Europe’s banking history. It has a presence in 65 countries, with around 190 000 Employees – including more than 145 000 in Europe.

 · Our presence in Portugal

Since 1985, BNP Paribas was one of the first foreign banks to operate in the country. Today, the Group has around 7.100 employees across several entities operating directly in the territory, offering a wide range of integrated financial solutions to support its clients and their businesses.

· International reach

Thanks to its international presence and regular and close collaboration among its different entities, BNP Paribas has the resources to support all clients with financing, investment, savings and protection solutions that help make their projects a success. BNP Paribas holds key positions in its three core operating divisions:

• Retail Banking, a division that brings together all of the Group’s retail activities and specialized business lines;
• Investment & Protection Services that include specialized businesses offering a wide range of savings, investment and protection services;
• Corporate & Institutional Banking division that offers tailored financial solutions for corporate and institutional clients.

· Diversity and Inclusion commitment

BNP Paribas is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.

· Commitment towards work/life balance

At BNP Paribas we care about our employees wellbeing and promote a culture of good integration between work and rest. We believe our employees have rich personal lives outside of work, being fundamental to be disconnected from work to recharge both physically and mentally. Only through this balance we may all be at our best while working.

· Remote Working Conditions

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working modalities adapted to our hybrid working environment. To guarantee a comfortable and efficient working set-up, eligible employees are provided with both the office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional equipment at reduced prices.

To find out more on why you should join BNP Paribas visit https://bnpp.lk/why-BNP-Paribas-Portugal

* Please note that only applications submitted in English will be considered.

* In case you are selected for this role, further documentation will be requested to support your hiring process.