About the job
If you are pursuing to kickstart your career at a leading international bank, our 9 months Consulting & Transformation (C&T) Internship can be your first step.
Our Trainee will gain hands-on experience with the BNP Paribas Consulting & Transformation team, being enrolled in real transformation projects.
To join us, candidates must be available on November 5th to participate in an in-person, immersive Recruitment Business Case Bootcamp at our Lisbon Office.
This Bootcamp will place you directly in the role of a Consultant, with exposure to the day‑to‑day activities and interacting with our team.
Be the next C&T Trainee! Apply today by submitting your CV!
Your Main Activities Are
- To contribute to strategic and transformation projects supporting BNP Paribas Corporate & Institutional Banking (CIB), both locally and at Group level
- To work alongside experienced team members and gain exposure to different types of business challenges, while developing your analytical, problem-solving, communication and project management skills
- Conduct quantitative and qualitative research and analysis to support ongoing projects
- Support the team in structuring business problems, identifying insights and developing recommendations
- Contribute to the preparation of business cases, analyses and management presentations
- Support the preparation and participation in workshops and meetings with relevant stakeholders
- Help prepare clear and impactful PowerPoint presentations for internal and external stakeholders
- Contribute to the development of tailored solutions to business challenges
- Take ownership of assigned tasks while working closely with the team and seeking support when needed in line with agreed timelines and deadlines
- Proactively contribute to team discussions and share ideas and perspectives
- Develop a strong understanding of Consulting & Transformation and the banking environment
Profile and Skills to Success
- Final-year students or recent graduates pursuing a Master’s degree in Business, Economics, Finance, Industrial Engineering & Management or a related field
- Strong interest in Consulting, Strategy, Business Transformation and/or Project Management
- Fluency in English, both written and spoken
- Analytical and problem-solving skills, with the ability to structure and communicate ideas clearly
- Excellent communication and collaboration skills, with a proactive and team-oriented mindset
- Curiosity, adaptability and willingness to learn, with the ability to work in a fast-paced and dynamic environment
- Good knowledge of Microsoft Excel and PowerPoint
- Availability for an in-person Bootcamp Recruitment stage, on the 5th of November, in our Lisbon office
- Availability to start the Internship role between January and March 2027
About the Team
- Consulting & Transformation (C&T) is part of the COO (Chief Operating Officer) scope of BNP Paribas Portugal. Its goal is to advise BNP Paribas’ Management, participating in the framing, design and implementation of projects and operating models aimed at supporting global Functions & CIB Business lines, having both a global and local mandate
#LI-Hybrid
Why joining BNP Paribas?
BNP Paribas, the European leader in banking and financial services in Europe, operates in 64 countries and has nearly 180,000 employees. The Group is structured around three operating divisions. Its business lines cooperate closely, as part of our integrated model, to meet the needs of all our clients in a coordinated manner:
- Corporate & Institutional Banking (CIB), connects corporate clients needing financing and institutional clients looking for investment opportunities;
- Commercial, Personal Banking & Services (CPBS), brings together all the Group’s commercial & personal banking and several specialised businesses;
- Investment & Protection Services (IPS), combines a unique continuum of products and services across protection, saving, investment and real-estate.
Our presence in Portugal
In Portugal since 1985, BNP Paribas today has more than 9.700 employees, distributed across the Group’s 10 business entities established in the country. Its presence also extends to 11 excellence centres providing value-added services to various countries where the BNP Paribas Group also operates.
Diversity and Inclusion Commitment
BNP Paribas´ ambition is to cultivate an open and responsive environment for all that encourages collaboration and interaction. We demonstrate our commitment by actively contributing to the Group’s Diversity and Inclusion strategy and goals, in line with the United Nations Sustainable Development Goals. As part of our local Corporate and Social Responsibility – Diversity & Inclusion strategy, BNP Paribas Portugal is committed to:
- Promote a fair and unbiased recruitment process and offer professional development opportunities to all employees;
- Celebrate diversity and advocate for inclusion, both externally and internally, encouraging employee’s participation, creating space for different voices to be heard.
To foster the effort of BNP Paribas Portugal, multiple initiatives and events take place throughout the year where our people can find out more on the importance of diversity inclusion at the workplace and in our society.
Remote Working Conditions
At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working options adapted to our hybrid working environment. To ensure a comfortable and efficient working setup, eligible employees are provided with both office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional items at reduced prices.
Commitment towards work/life balance
Supporting employees in a hybrid way of working while providing them with the means to maintain a work-life balance is an essential dimension of our Smart Working program. At BNP Paribas, we care about our employees’ wellbeing and promote a culture of good integration between work and personal life.
To find out more on why you should join BNP Paribas please read our Employee Value Proposition and our Career path page.
* Please note that only applications submitted in English will be considered.
* In case you are selected for this role, further documentation will be requested to support your hiring process.
About the Job
- This role offers the opportunity to work directly with regulatory reporting as loan tape standard and other transversal reporting
- As part of the Credit & Regulatory Reporting team, the Trainee will contribute to the production, analysis and delivery of regulatory metrics that support the monitoring of the Group’s capital ratios and regulatory disclosures. Whitin this position there will be contact with BNP Paribas supervisory bodies (European Central Bank (ECB), Federal Reserve (FED) among others), regulatory reporting transformations, new prudential frameworks, and data quality initiatives
Your Main Activities Are
- Prepare and deliver regulatory reports for BNP Paribas Group, including granular reports
- Deal with big datasets of data, including treatment and analysis
- Contribute to the calculation and analysis of Credit Risk Risk-Weighted Assets (RWA) and related prudential ratios
- Collaborate with multiple stakeholders across Finance, Risk and Information Technology (IT) to ensure data consistency and reporting accuracy
- Support the preparation of Senior Management forums dedicated to regulatory report validation
- Participate in regulatory and reporting transformation projects, including new prudential frameworks and reporting evolutions
- Contribute to process improvements, automation initiatives and data quality enhancements
- Support the delivery of regulatory reporting to internal and external stakeholders
Profile and Skills to Success
- Master’s degree in Finance, Business Administration or a related field
- Proficient knowledge Excel and ability to work with large datasets
- Knowledge of prudential regulatory frameworks (Basel / Credit Risk Regulatory)
- Fluent in English, both spoken and written
- Strong communication skills
- Teamwork and collaboration
- Strong analytical and problem-solving skills
- Ability to work under tight deadlines in a dynamic environment
- Good with data analysis
#LI-Hybrid
Why joining BNP Paribas?
BNP Paribas, the European leader in banking and financial services in Europe, operates in 64 countries and has nearly 180,000 employees. The Group is structured around three operating divisions. Its business lines cooperate closely, as part of our integrated model, to meet the needs of all our clients in a coordinated manner:
- Corporate & Institutional Banking (CIB), connects corporate clients needing financing and institutional clients looking for investment opportunities;
- Commercial, Personal Banking & Services (CPBS), brings together all the Group’s commercial & personal banking and several specialised businesses;
- Investment & Protection Services (IPS), combines a unique continuum of products and services across protection, saving, investment and real-estate.
Our presence in Portugal
In Portugal since 1985, BNP Paribas today has more than 9.700 employees, distributed across the Group’s 10 business entities established in the country. Its presence also extends to 11 excellence centres providing value-added services to various countries where the BNP Paribas Group also operates.
Diversity and Inclusion Commitment
BNP Paribas´ ambition is to cultivate an open and responsive environment for all that encourages collaboration and interaction. We demonstrate our commitment by actively contributing to the Group’s Diversity and Inclusion strategy and goals, in line with the United Nations Sustainable Development Goals. As part of our local Corporate and Social Responsibility – Diversity & Inclusion strategy, BNP Paribas Portugal is committed to:
- Promote a fair and unbiased recruitment process and offer professional development opportunities to all employees;
- Celebrate diversity and advocate for inclusion, both externally and internally, encouraging employee’s participation, creating space for different voices to be heard.
To foster the effort of BNP Paribas Portugal, multiple initiatives and events take place throughout the year where our people can find out more on the importance of diversity inclusion at the workplace and in our society.
Remote Working Conditions
At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working options adapted to our hybrid working environment. To ensure a comfortable and efficient working setup, eligible employees are provided with both office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional items at reduced prices.
Commitment towards work/life balance
Supporting employees in a hybrid way of working while providing them with the means to maintain a work-life balance is an essential dimension of our Smart Working program. At BNP Paribas, we care about our employees’ wellbeing and promote a culture of good integration between work and personal life.
To find out more on why you should join BNP Paribas please read our Employee Value Proposition and our Career path page.
* Please note that only applications submitted in English will be considered.
* In case you are selected for this role, further documentation will be requested to support your hiring process.
About the job
The role will be a direct support for the manager on more practical daily tasks such as workload distribution, dealing of more complex BAU situation. Contribution to continuous improvement of team performance, through training, supervising, in close coordination and support to and from the manager.
Your Main Activities Are
- Maintain proper governance with onshore/head office team Heads to monitor the team’s evolution, workload capacity, and implement corrective measures in due time
- Clarify “internal customers” for the team to ensure a clear sense of direction. Conduct regular reviews using Management Cockpit files, focusing on performance, PDP (Personal Development Plans), and career pathing.
- Monitor team satisfaction to prevent turnover; lead recruitment efforts in liaison with HR and onshore stakeholders; and foster individual development through continuous feedback
- Ensure the team meets all deadlines and maintains high standards of rigor and accuracy in all broker lifecycle and fee management tasks
- Supervise the facilitation of broker onboarding, periodic recertification, and offboarding; ensure request flows through the MAOS platform are managed efficiently and operational set-ups are correct
- Oversee the end-to-end management of brokerage rates; ensure rate cards are duly signed and exhaustively stored; and lead the team in performing price benchmarks during renegotiations
- Act as the escalation point for complex broker queries; lead investigations/remediation for missing documentation, and support the team in resolving blocking points with brokers
- Act as the internal matter expert for designated asset classes and guide the team on the full suite of Global Markets products and fee reconciliation processes
- Identify and design initiatives to improve process or cost efficiency; ensure the team maintains rigorous oversight of the internal control setup and flags inactivity or errors promptly
Profile and Skills to Success
- Master’s Degree Finance, Economics, Mathematics or related fields
- At least 5 years of experience in financial markets, sales or trading roles
- Fluency in English, both oral and written
- Experience using Microsoft Office, particularly Excel
- Excellent organizational and time management skills, with the ability to prioritize tasks, work under pressure and meet deadlines
- Methodological skills and an innovative mindset with a proactive approach to challenges
About the Team
The team is responsible for the Relationship Management of GM’s Brokers, including the commercial relationship, the end-to-end management of fee schedules (including tariff negotiation and documentation), and ensuring the compliance of the Agency Brokers population (on-boarding, recertification, and maintenance). Additionally, the team handles the reporting of brokerage activity to relevant stakeholders and ensures rigorous control and monitoring of the operational framework.
About Global Markets
Global Markets, the capital markets division of BNP Paribas’ Corporate & Institutional Banking, is a powerhouse delivering top-tier solutions across asset classes. Our Portugal Platform, in Porto and Lisbon stands as a major European HUB and a unique player in the country, boasting a wide range of Front Office roles and services – Trading, Sales, Research, Structuring, Quants & Engineering, Business Dev and Support, Marketing & Client Support, Risk Management, Data Analytics and Machine Learning. With rapid growth and ambitions to make a global impact, we offer numerous short and long-term opportunities
Get a glimpse into our world- Check out our [1] Global Markets Portugal webpage
#LI-Hybrid
Why joining BNP Paribas?
* Leading banking institution
Leading player in banking and financial services in Europe, BNP Paribas operates in 64 countries and has nearly 178,000 employees, including more than 144,000 in Europe
* International reach
The Group holds key positions in several areas of banking and financial services that are structured around three operating divisions:
* Corporate & Institutional Banking (CIB) connects companies needing financing and institutional clients looking for investment opportunities division that offers tailored financial solutions for corporate and institutional clients.
* Commercial, Personal Banking & Services (CPBS) brings together all our commercial banks and several specialised businesses
* Investment & Protection Services (IPS) combines a unique continuum of products and services across protection, saving, investment and real estate including specialised businesses offering a wide range of savings, investment and protection services
* Our presence in Portugal
In Portugal since 1985, BNP Paribas today has more than 9.220 employees, distributed across the Group’s 10 business entities established in the country. Its presence also extends to 11 centres of expertise providing value-added services to various countries where the BNP Paribas Group also operates.
* Diversity and Inclusion commitment
BNP Paribas ´ambition is to cultivate an open and responsive environment for all that encourages collaboration and interaction. We demonstrate our commitment by actively contributing to the Group’s Diversity and Inclusion strategy and goals, in line with the United Nations Sustainable Development Goals. As part of our local Corporate and Social Responsibility – Diversity & Inclusion strategy, BNP Paribas Portugal is committed to:
* Promote a fair and unbiased recruitment process and offer professional development opportunities to all employees
* Celebrate diversity and advocate for inclusion, both externally and internally, encouraging employee’s participation, creating space for different voices to be heard.
To foster the effort of BNP Paribas Portugal, multiple initiatives and events take place throughout the year where our people can find out more on the importance of diversity inclusion at the workplace and in our society.
* Remote Working Conditions
At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working options adapted to our hybrid working environment. To ensure a comfortable and efficient working setup, eligible employees are provided with both office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional items at reduced prices.
* Commitment towards work/life balance
Supporting employees in a hybrid way of working while providing them with the means to maintain a work-life balance is an essential dimension of our Smart Working program. At BNP Paribas, we care about our employees’ wellbeing and promote a culture of good integration between work and personal life.
To find out more on why you should join BNP Paribas please read our [1] Employee Value Proposition and our [2] Career path page.
* Please note that only applications submitted in English will be considered.
About the Job
- The Product Owner will work on a project focused on the evolution of third-party data ecosystems which aims to streamline the integration of new data and technologies such as data virtualization, Application Programming Interfaces (API), etc., enhancing the accessibility and real-time availability of data across systems
- The Information Technology (IT) Product Owner is accountable for defining, delivering, and continuously evolving strategic business applications and referential platforms that support the organization’s core processes and data domains. Acting as the bridge between Business and Technology, the Product Owner drives the end-to-end product lifecycle, from vision and roadmap definition to successful delivery and adoption, ensuring the creation of scalable, sustainable, and business-value-driven solutions
- The role owns product strategy, prioritization, and execution, ensuring that delivery teams consistently build high-quality products that meet business objectives, user needs, architectural standards, and governance requirements. As a senior leader, the Product Owner provides direction to multidisciplinary teams, influences stakeholders at all levels, and serves as a reference point for product management and delivery excellence across the organization
Your Main Activities Are
- Design, understand and analyze the needs coming from the Business or deriving from market changes, proposing detailed requirements
- Define and own the product vision, roadmap, and delivery strategy
- Lead the delivery of new applications and referential systems from ideation to production
- Manage and prioritize the Product Backlog based on business value and strategic objectives
- Collaborate with Business, Architects, Developers, Quality Analysts (QA), and Operations teams to ensure successful delivery
- Drive product governance, risk management, and compliance with Group standards
- Monitor delivery progress, product adoption, and business outcomes through Key Performance Indicators (KPIs)
- Act as a senior reference within the organization, mentoring Product Owners and contributing to product management best practices
Profile and Skills to Success
- Bachelor’s degree in Information Technology and Computer Science, Information Systems or Business Management
- At least 5 years of professional experience as a Product Owner or a similar role
- Professional experience delivering Master Data Management (MDM), referential applications, data governance, and data modelling solutions
- Experience defining acceptance criteria and supporting Functional Testing, Integration Testing, Regression Testing, User Acceptance Testing (UAT), and release readiness activities
- Strong experience managing product roadmaps, backlog prioritization and end-to-end delivery in Agile environments (Scrum/Kanban)
- Proficient knowledge of Azure and/or AWS, Continuous Improvement/Continuous Development pipelines, GitLab, Azure DevOps and deployment processes
- Knowledge of IT governance, security, risk management, KPIs, and delivery performance management within large enterprise environments
- Fluent in English, both spoken and written
- Strong accountability, decision-making skills, and focus on delivering outcomes
- Ability to influence, negotiate, and align business and IT stakeholders
- Ability to balance business priorities, product vision, and technology decisions
- Strong communication skills with the ability to drive alignment and foster effective cross-functional teamwork
About the Team
- Information Technology Transversal & Functions (ITTF) is a new IT framework encompassing the Projects & Systems of the Finance and RISK functions, with a strong focus on efficiency, proximity, agility, and time-to-market. ITTF is a new worldwide organizational model that will contribute to tackling the major challenges of the Group’s transformation, both today and tomorrow, building the best offering for the Finance and Risk community through a progressive rotation to new technologies and best practices. The ITTF organization is the outcome of several convergences: between the Project & Systems teams of Group Finance, Corporate and Institutional Banking (CIB), Finance, and RISK, and their related IT teams
- IT Transversal & Functions is part of the Information Technology Group (ITG) organization, with threefold sponsorship by ITG, Finance, and RISK
- One of the products of this project is “UMD” (UNIQUE ID, MATCHING & DATA COLLECTION) that has the objective and ambition to build and deploy a matching solution live having as a target matching as a service capability with unique identification to all third parties publishing through the Businesses and locations (facilitating cross-selling, making Group-level reports reliable) and new data collection application delivered
#LI-Hybrid
Why joining BNP Paribas?
BNP Paribas, the European leader in banking and financial services in Europe, operates in 64 countries and has nearly 180,000 employees. The Group is structured around three operating divisions. Its business lines cooperate closely, as part of our integrated model, to meet the needs of all our clients in a coordinated manner:
- Corporate & Institutional Banking (CIB), connects corporate clients needing financing and institutional clients looking for investment opportunities;
- Commercial, Personal Banking & Services (CPBS), brings together all the Group’s commercial & personal banking and several specialised businesses;
- Investment & Protection Services (IPS), combines a unique continuum of products and services across protection, saving, investment and real-estate.
Our presence in Portugal
In Portugal since 1985, BNP Paribas today has more than 9.700 employees, distributed across the Group’s 10 business entities established in the country. Its presence also extends to 11 excellence centres providing value-added services to various countries where the BNP Paribas Group also operates.
Diversity and Inclusion Commitment
BNP Paribas´ ambition is to cultivate an open and responsive environment for all that encourages collaboration and interaction. We demonstrate our commitment by actively contributing to the Group’s Diversity and Inclusion strategy and goals, in line with the United Nations Sustainable Development Goals. As part of our local Corporate and Social Responsibility – Diversity & Inclusion strategy, BNP Paribas Portugal is committed to:
- Promote a fair and unbiased recruitment process and offer professional development opportunities to all employees;
- Celebrate diversity and advocate for inclusion, both externally and internally, encouraging employee’s participation, creating space for different voices to be heard.
To foster the effort of BNP Paribas Portugal, multiple initiatives and events take place throughout the year where our people can find out more on the importance of diversity inclusion at the workplace and in our society.
Remote Working Conditions
At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working options adapted to our hybrid working environment. To ensure a comfortable and efficient working setup, eligible employees are provided with both office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional items at reduced prices.
Commitment towards work/life balance
Supporting employees in a hybrid way of working while providing them with the means to maintain a work-life balance is an essential dimension of our Smart Working program. At BNP Paribas, we care about our employees’ wellbeing and promote a culture of good integration between work and personal life.
To find out more on why you should join BNP Paribas please read our Employee Value Proposition and our Career path page.
* Please note that only applications submitted in English will be considered.
* In case you are selected for this role, further documentation will be requested to support your hiring process.
Join us at BNP PARIBAS CARDIF SUPPORT,
At our European Service Center – Cardif Support, based in both Porto and Lisbon, Portugal, we’re a vibrant hub of over 600 multicultural professionals speaking more than 11 languages!
Our goal? To deliver the highest level of service, reliability, and efficiency to our clients, both internal and external, by offering diverse processes and services aligned with the insurance industry’s best practices.
Ready to kick off your next professional chapter with us?
We are currently looking for a Human Resources – Learning and Development Trainee (IEFP) based in Lisbon
BE PART OF OUR DYNAMIC TEAM
Are you a recent graduate looking to start your career in Learning and Development within an international company?
At BNP Paribas Cardif, you’ll have the opportunity to develop your skills in a dynamic and multicultural environment while working alongside experienced professionals.
YOUR FUTURE MISSIONS
As an HR Learning and Development Trainee, you will support the HR team in daily activities such as:
- Take knowledge and understand the operation of the Training and Development area,
- To understand and follow the day-to-day tasks associated with the administrative management of the training area to have a transversal contact with the various areas of expertise,
- Understand the concept of planning and organization of training actions, following the entire process from the identification of training needs to its execution, namely: contact with training entities and logistical management of training,
- Take note of the administrative procedures for registering employees, recording attendance and controlling training hours,
- Take knowledge of digital support platforms associated with training management, namely: understand the concept of databases and information update practices,
- To understand the importance of managing personal data associated with the RGPD in the context of training management.
READY TO MAKE AN IMPACT? HERE’S WHAT WE’RE LOOKING FOR:
- Bachelor Degree in Human Resource Management, Organizational Psychology , (or related);
- Be fluent in Portuguese (C1/C2), English (B2), French is a plus;
- Be unemployed and registered in IEFP;
- Be between 18 and 35 years old,
- Never have participated in an IEFP internship;
- Not have had any employment relationship, service provision or internship with the host organization or any entities within the same group in the 24 months prior to the application.
Ready to Kick-start your career with BNP Paribas Cardif?
Apply now and join our team!
Join us at BNP PARIBAS CARDIF SUPPORT,
At our European Service Center – Cardif Support, based in both Porto and Lisbon, Portugal, we’re a vibrant hub of over 600 multicultural professionals speaking more than 11 languages!
Our goal? To deliver the highest level of service, reliability, and efficiency to our clients, both internal and external, by offering diverse processes and services aligned with the insurance industry’s best practices.
Ready to kick off your next professional chapter with us?
We are currently looking for a Human Resources – Compensation and Benefits Trainee (IEFP) based in Lisbon
BE PART OF OUR DYNAMIC TEAM
Are you a recent graduate looking to start your career in Compensation and Benefits within an international company?
At BNP Paribas Cardif, you’ll have the opportunity to develop your skills in a dynamic and multicultural environment while working alongside experienced professionals.
YOUR FUTURE MISSIONS
As an HR Compensation and Benefits Trainee, you will support the HR team in daily activities such as:
- To monitor the handling of employee requests (tickets), understanding the procedures and associated deadlines.
- To understand the different stages of the data preparation process for payroll processing, collaborating in the validation and organization of the information.
- To monitor the operational management of employee benefits, including enrolment, changes and ongoing administration.
- To support the collection, organization and maintenance of information required for the team’s activities.
- To understand the internal procedures, policies and tools used in the Compensation and Benefits area.
- To support the team in carrying out daily activities, while developing knowledge of HR administrative processes.
READY TO MAKE AN IMPACT? HERE’S WHAT WE’RE LOOKING FOR:
- Bachelor Degree in Human Resource Management, Organizational Psychology, Accountant (or related).
- Be fluent in Portuguese (C1/C2), English (B2), French is a plus.
- Be unemployed and registered in IEFP.
- Be between 18 and 35 years old.
- Never have participated in an IEFP internship.
- Not have had any employment relationship, service provision or internship with the host organization or any entities within the same group in the 24 months prior to the application.
Ready to Kick-start your career with BNP Paribas Cardif?
Apply now and join our team!
About the job
- Conducting annual and interim credit reviews while timely producing a factual summary of client’s creditworthiness, compliant with Bank’s guidelines, with a recommendation on internal rating/GRR, the limits, the legal credit terms, and risk strategy vis-à-vis the client
Your Main Activities Are
- Institutional Credit Analysis: Develop an in-depth understanding of the counterparties/groups under own responsibility, while developing market intelligence through all available sources of credit, economic, and financial information; Coordinate with the Coverage and Métiers the credit risk assessment of the counterparties, including any material transaction or risk information provided by the RM Pilot or the Binome; Ensuring that the counterparty data management is conducted well, namely on-boarding, collection of documents, and commensurate limits update
- Credit Proposal: Follow credit risk analysis, timely prepare the CP capturing the recommendations for delegation holders, commensurate with the risk appetite and Coverage commercial strategy, in compliance with Bank’s guidelines; Formalize the credit decision proposal in the internal credit workflow tool; Present the proposals to the delegation holders and/or credit committees for decision; Participate to due diligences in collaboration with Coverage and Métiers; Manage the annual review process, and simple ad-hoc requests on own portfolio
- Risk Monitoring and Reporting: Continuously monitor the portfolio of counterparties under own responsibility, jointly with Credit Risk Control, monitoring excesses, anticipating risks, and detecting any credit issues that may require a specific review; Contribute to periodic and ad-hoc portfolio review and risk reporting for counterparties under scope; Contribute to and attend the Watch List and Doubtful committees for counterparties in own portfolio
Profile and Skills to Success
- Master’s degree in Economics, Finance and Accounting
- Up to 2 years of professional experience
- Knowledge in Risk Management – Risk analysis
- Proficient level of Excel and Word
- Fluency in English
- Analytical Ability
- Good Communication skills – oral & written
- Attention to detail/rigor
- Ability to synthetize/simplify
#LI-Hybrid
Why joining BNP Paribas?
BNP Paribas, the European leader in banking and financial services in Europe, operates in 64 countries and has nearly 180,000 employees. The Group is structured around three operating divisions. Its business lines cooperate closely, as part of our integrated model, to meet the needs of all our clients in a coordinated manner:
- Corporate & Institutional Banking (CIB), connects corporate clients needing financing and institutional clients looking for investment opportunities;
- Commercial, Personal Banking & Services (CPBS), brings together all the Group’s commercial & personal banking and several specialised businesses;
- Investment & Protection Services (IPS), combines a unique continuum of products and services across protection, saving, investment and real-estate.
Our presence in Portugal
In Portugal since 1985, BNP Paribas today has more than 9.700 employees, distributed across the Group’s 10 business entities established in the country. Its presence also extends to 11 excellence centres providing value-added services to various countries where the BNP Paribas Group also operates.
Diversity and Inclusion Commitment
BNP Paribas´ ambition is to cultivate an open and responsive environment for all that encourages collaboration and interaction. We demonstrate our commitment by actively contributing to the Group’s Diversity and Inclusion strategy and goals, in line with the United Nations Sustainable Development Goals. As part of our local Corporate and Social Responsibility – Diversity & Inclusion strategy, BNP Paribas Portugal is committed to:
- Promote a fair and unbiased recruitment process and offer professional development opportunities to all employees;
- Celebrate diversity and advocate for inclusion, both externally and internally, encouraging employee’s participation, creating space for different voices to be heard.
To foster the effort of BNP Paribas Portugal, multiple initiatives and events take place throughout the year where our people can find out more on the importance of diversity inclusion at the workplace and in our society.
Remote Working Conditions
At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working options adapted to our hybrid working environment. To ensure a comfortable and efficient working setup, eligible employees are provided with both office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional items at reduced prices.
Commitment towards work/life balance
Supporting employees in a hybrid way of working while providing them with the means to maintain a work-life balance is an essential dimension of our Smart Working program. At BNP Paribas, we care about our employees’ wellbeing and promote a culture of good integration between work and personal life.
To find out more on why you should join BNP Paribas please read our Employee Value Proposition and our Career path page.
* Please note that only applications submitted in English will be considered.
* In case you are selected for this role, further documentation will be requested to support your hiring process.
About the Job
- The Senior Business Analyst will join a team in charge of Shared Reporting Space (SRS) Capital. As far as today it is an ambitious project with the aim of processing risk and counterparty risk data for the group. The team will be then in charge of maintaining the application and giving support to production and managing projects around capital chain (with a lot of upcoming regulatory topics such as Basel4 implementation)
- The Business Analyst will be part of an agile, multidisciplinary team of functional and technical experts as a Business Analyst, shared between France and Portugal
- In this position, there is a chance to work closely with many Information Technology (IT) team interlocutors as well as all the business lines, Group entities and reporting networks. There is also the opportunity to enhance both functional and technical skills as well as project management and agile methodology skills
- The Senior Business Analyst will be a part of the transformation of the Finance and Risk Solutions (FRS) and the Finance & Strategy and RISK functions and gain expertise on vast information systems
Your Main Activities Are
- Understanding business processes and issues
- Be a proposal force to design ambitious or even innovative solutions to allow the most advanced automation of reporting processes
- Translate proposals into Use cases for development teams
- Contribute to the validation of the product with end users, taking care to check their adherence at each stage
- Contribute to transition and change management
- Develop your transversal vision of the products/processes and issues of the trades you accompany to anticipate future needs
- Be an actor in an agile organization by actively contributing to rituals, definition and prioritization of backlogs and continuous team improvement
Profile and Skills to Success
- Bachelor’s degree in Information Technology and Computer Science or another relevant field
- Relevant Professional Experience in Finance, Credit Risk and/or IT
- Proficient knowledge of Microsoft Office Pack, namely, Excel
- Strong knowledge of SQL and MDX languages
- Fluent in English, both spoken and written
- Teamwork and collaboration
- Rigor and attention to detail
- Strong Organisational skills
- Ability to pass on knowledge
- Capable of leading a meeting/training
- Analytical capacity
- Ability to manage relations with other contributors
About the Team
- Finance & Risk Solutions is a team born on 1 January 2020. Our mission is to develop and manage solutions for the RISK and Finance functions of the BNP Paribas Group. With 1,300 employees and partners from the Risk, Finance and IT businesses in Europe, the Americas and Asia, our diversity is our wealth
- Our expertise is recognized beyond the walls of BNP Paribas. But what unites us is our commitment to promoting a spirit of openness to others, agility and intellectual demand, courageous initiatives, and ambition for change
#LI-Hybrid
Why joining BNP Paribas?
BNP Paribas, the European leader in banking and financial services in Europe, operates in 64 countries and has nearly 180,000 employees. The Group is structured around three operating divisions. Its business lines cooperate closely, as part of our integrated model, to meet the needs of all our clients in a coordinated manner:
- Corporate & Institutional Banking (CIB), connects corporate clients needing financing and institutional clients looking for investment opportunities;
- Commercial, Personal Banking & Services (CPBS), brings together all the Group’s commercial & personal banking and several specialised businesses;
- Investment & Protection Services (IPS), combines a unique continuum of products and services across protection, saving, investment and real-estate.
Our presence in Portugal
In Portugal since 1985, BNP Paribas today has more than 9.700 employees, distributed across the Group’s 10 business entities established in the country. Its presence also extends to 11 excellence centres providing value-added services to various countries where the BNP Paribas Group also operates.
Diversity and Inclusion Commitment
BNP Paribas´ ambition is to cultivate an open and responsive environment for all that encourages collaboration and interaction. We demonstrate our commitment by actively contributing to the Group’s Diversity and Inclusion strategy and goals, in line with the United Nations Sustainable Development Goals. As part of our local Corporate and Social Responsibility – Diversity & Inclusion strategy, BNP Paribas Portugal is committed to:
- Promote a fair and unbiased recruitment process and offer professional development opportunities to all employees;
- Celebrate diversity and advocate for inclusion, both externally and internally, encouraging employee’s participation, creating space for different voices to be heard.
To foster the effort of BNP Paribas Portugal, multiple initiatives and events take place throughout the year where our people can find out more on the importance of diversity inclusion at the workplace and in our society.
Remote Working Conditions
At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working options adapted to our hybrid working environment. To ensure a comfortable and efficient working setup, eligible employees are provided with both office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional items at reduced prices.
Commitment towards work/life balance
Supporting employees in a hybrid way of working while providing them with the means to maintain a work-life balance is an essential dimension of our Smart Working program. At BNP Paribas, we care about our employees’ wellbeing and promote a culture of good integration between work and personal life.
To find out more on why you should join BNP Paribas please read our Employee Value Proposition and our Career path page.
* Please note that only applications submitted in English will be considered.
* In case you are selected for this role, further documentation will be requested to support your hiring process.
WHO ARE WE ?
BNP PARIBAS CARDIF SUPPORT
At our European Service Center – Cardif Support, based in both Porto and Lisbon, Portugal, we’re a vibrant hub of over 600 multicultural professionals speaking more than 11 languages!
Our goal? To deliver the highest level of service, reliability, and efficiency to our clients, both internal and external, by offering diverse processes and services aligned with the insurance industry’s best practices.
We are currently considering spontaneous applications for talented and motivated technical accounting professionals for our office in Lisbon!
Due to our ambitious growth and expansion plans in our Finance Business Unit in Porto, for the end of 2026 and beyond, we welcome applications for the following type of profile:
- Professional background about 4-10 years in relevant positions (preferable)
- Fluent in English (C1 level is mandatory)
- Consolidated insurance accounting knowledge
- Previous experience with IFRS norms (ideally IFRS17 and 9)
Bonus points if you are fluent in French!
WHAT DO WE OFFER
Besides our attractive salary, you will benefit:
- Meals allowance
- Transportation allowance
- Child allowance
- Private Health Insurance including spouse and descendants, Life Insurance, Travel Insurance
- Hybrid working mode – a balance between office days to reinforce commitment, creativity and human links, and homeworking days for flexibility of the employees
- Continuous development and career growth opportunities on a local and global level
- And much more…
The work environment is important!
- Benefit from our modern amenities, including zen and creative rooms amongst others, many discounts from our group platform, free language courses, doctor on-site & remote and diverse company events,
- Work in a multicultural environment with multiple nationalities,
- Be part of a people care company with a strong & continuous growth investing in its employees through training and career opportunities.
Our commitments to you
• Diversity and Inclusion commitment
BNP Paribas Cardif is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.
• Commitment towards work/life balance
At BNP Paribas Cardif we care about our employees wellbeing and promote a culture of good integration between work and rest. We believe our employees have rich personal lives outside of work, being fundamental to be disconnected from work to recharge both physically and mentally. Only through this balance we may all be at our best while working.
• Remote Working Conditions
At BNP Paribas Cardif, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working modalities adapted to our hybrid working environment.
If your profile and motivations matches our needs and you feel motivated to join our company, do not hesitate in sending us you application.
We will be delighted to consider you for this position.
Please note that only applications submitted with CV, Cover letter & Certificate of Studies will be considered and move forward in the application process.
Join us at BNP Paribas Cardif Support
At our European Service Center – Cardif Support, based in both Porto and Lisbon, Portugal, we’re a vibrant hub of over 600 multicultural professionals speaking more than 11 languages!
Our goal? To deliver the highest level of service, reliability, and efficiency to our clients, both internal and external, by offering diverse processes and services aligned with the insurance industry’s best practices.
Ready to kick off your next professional chapter with us?
Become our new Head of IT Global Strategy and Delivery based in Porto
The Head of IT Global Strategy and Delivery operates in very close alignment with Cardif Head Office and acts as a direct extension of the Cardif Group CIO, combining strategic transformation leadership with strong operational ownership, assuming the following key responsibilities:
- Act as a key architect of Cardif’s global IT sourcing strategy, in close coordination with Cardif Head Office ensuring consistency, scalability and risk control
- Contribute, structure and execute Cardif’s multi‑regional IT shoring and sourcing in alignment with Group Strategy ensuring the adequate IT workforce design and implementation
- Desing, implement and manage sustainable sourcing models to accelerate nearshore and offshore capabilities embedded in Cardif´s operating strategy
- Lead and manage the SCC IT Portugal workforce, ensuring end‑to‑end operational accountability for IT services and deliveries provided to Cardif entities
YOUR FUTURE MISSION
Insurance Expertise & Business Alignment
- Ensure sourcing and IT transformation choices are fully aligned with the specific requirements of Insurance – Savings and Protection businesses
- Maintain a strong understanding of end-to-end insurance value chains, from distribution to policy administration and claims
- Guarantee business continuity, service quality, and regulatory compliance throughout the transformation
Governance, Risk & Resilience
- Ensure all sourcing models comply with BNP Paribas and Cardif governance, security and regulatory frameworks
- Anticipate and manage operational, cyber, and third-party risks inherent to shoring/offshoring models
- Reinforce operational resilience and control mechanisms at regional and global levels
Head Office Integration
- Work in very close alignment with Cardif Head Office, with frequent interactions with Cardif CIO Office sourcing and Strategic ETO transformation teams
- Act as a senior relay of Global Cardif IT strategy within Portugal and across the regions served
- Contribute to Global Cardif decision-making on sourcing, investment prioritization, and IT operating models
Multi-Regional IT Leadership
- Operate with a multi-region mindset, supporting Cardif entities across served regions
- Navigate between local country constraints and global industrialization targets
- Build effective bridges between regional business needs, Group IT functions, and global delivery centers
Leadership & Change Management
- Exercise strong executive leadership over multicultural and multi-location teams
- Drive change with authority, diplomacy and clarity, in complex stakeholder environments
- Secure buy-in from local entities while maintaining momentum on Cardif IT strategic objectives
READY TO MAKE AN IMPACT? HERE’S WHAT WE’RE LOOKING FOR:
- Holder of an advanced degree, ideally a Master or MBA, with proven senior executive management in IT contexts in complex environments and fast-paced companies
- Proven IT executive senior skills with proven experience operating at Group and multi-regional levels
- Proven leadership in large-scale sourcing and offshoring programs
- Strong experience managing multi-regional and multicultural environments
- Deep understanding of Insurance (Savings & Protection) value chains and regulatory constraints
- Exceptional navigation skills to maneuver complex stakeholder ecosystems, balancing business expectations, IT constraints, and Group strategy
- Ability to operate both strategically and hands-on, with a strong delivery mindset
- Credibility to represent Cardif IT at the highest executive levels
- Strong command in French & English is mandatory, other languages are also a strong advantage – Portuguese is highly valued
- Strong leadership skills and the ability to motivate stakeholders in a cross functional environment
- Ability to interact effectively at all levels and relevant stakeholders
- Excellence in organizational management with the ability to coach staff, manage large size scopes and lead multidisciplinary, while setting and achieve strategic objectives, ensuring operational resilience and budget accomplishment
WHAT’S IN IT FOR YOU?
In addition to our attractive salary, here’s a glimpse of what you can expect from us:
- Generous Perks: Enjoy meal, child and monthly flexible benefits allowances as part of our comprehensive benefits package.
- Comprehensive Coverage: Rest easy with our top-notch insurance package (health, life, and travel), applicable to your spouse and descendants.
- Flexibility Redefined: Embrace our hybrid working model for a perfect balance of commitment and personal flexibility.
- Endless and tailored Professional Growth: Fuel your career aspirations with continuous development opportunities on both local and global scales
- Vibrant Work Environment: Immerse yourself in our modern amenities, including zen rooms, free language courses, and diverse company events.
- Culture of Care: Be part of a multicultural environment that prioritizes employee wellbeing and professional growth.
DIVERSITY AND INCLUSION ARE IMPORTANT TO US!
BNP Paribas Cardif is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.
CAN WE COUNT ON YOU?
If you’re ready to shape the future of insurance and your profile aligns with our vision, send us your application with CV, cover letter, and Certificate of Studies. We look forward to welcoming you to our team!
Note: Only complete applications with all the required documentation will be considered.