About the job

  • We are looking for a motivated and dynamic Trainee to join our Transversal Project Team, which plays a key role in coordinating strategic initiatives across multiple business lines. This internship offers a unique opportunity to gain hands-on experience in project management, stakeholder engagement, and process improvement within a global banking environment

Your Main Activities Are

  • Support project managers in planning, organizing, and monitoring transversal projects
  • Assist in preparing presentations, reports, and dashboards for management and stakeholders
  • Participate in meetings and workshops, taking notes and following up on action items
  • Contribute to documentation and knowledge-sharing initiatives within the team
  • Help identify process improvements and propose innovative solutions
  • Collaborate with different departments to ensure smooth project execution
  • Collaborate on the animation of the new organization MS4U including several teams

Profile and Skills to Success

  • Currently enrolled in a Master’s or final year of Bachelor’s degree in Engineering, or related fields
  • Advanced level of English, both written and oral
  • Proficiency in MS Office (Excel, PowerPoint)
  • Strong organizational and analytical skills
  • Ability to work in a team and adapt to a dynamic environment
  • Curiosity and willingness to learn
  • Attention to detail and results-driven mindset

#LI-Hybrid #careerboost

Why joining BNP Paribas? 

  • Leading banking institution

Leading player in banking and financial services in Europe, BNP Paribas operates in 64 countries and has nearly 178,000 employees, including more than 144,000 in Europe 

  • International reach 

The Group holds key positions in several areas of banking and financial services that are structured around three operating divisions:

  • Corporate & Institutional Banking (CIB) connects companies needing financing and institutional clients looking for investment opportunities division that offers tailored financial solutions for corporate and institutional clients
  • Commercial, Personal Banking & Services (CPBS) brings together all our commercial banks and several specialised businesses heard
  • Investment & Protection Services (IPS) combines a unique continuum of products and services across protection, saving, investment and real estate including specialised businesses offering a wide range of savings, investment and protection services
  • Our presence in Portugal

In Portugal since 1985, BNP Paribas today has more than 9.220 employees, distributed across the Group’s 10 business entities established in the country. Its presence also extends to 11 centres of expertise providing value-added services to various countries where the BNP Paribas Group also operates.

  • Diversity and Inclusion commitment 

BNP Paribas ´ambition is to cultivate an open and responsive environment for all that encourages collaboration and interaction. We demonstrate our commitment by actively contributing to the Group’s Diversity and Inclusion strategy and goals, in line with the United Nations Sustainable Development Goals. As part of our local Corporate and Social Responsibility – Diversity & Inclusion strategy, BNP Paribas Portugal is committed to:

  • Promote a fair and unbiased recruitment process and offer professional development opportunities to all employees
  • Celebrate diversity and advocate for inclusion, both externally and internally, encouraging employee’s participation, creating space for different voices to be heard.

To foster the effort of BNP Paribas Portugal, multiple initiatives and events take place throughout the year where our people can find out more on the importance of diversity inclusion at the workplace and in our society.

  • Remote Working Conditions

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working options adapted to our hybrid working environment. To ensure a comfortable and efficient working setup, eligible employees are provided with both office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional items at reduced prices. 

  • Commitment towards work/life balance

Supporting employees in a hybrid way of working while providing them with the means to maintain a work-life balance is an essential dimension of our Smart Working program. At BNP Paribas, we care about our employees’ wellbeing and promote a culture of good integration between work and personal life. 

To find out more on why you should join BNP Paribas please read our Employee Value Proposition and our Career path page.

* Please note that only applications submitted in English will be considered. 

* In case you are selected for this role, further documentation will be requested to support your hiring process.

Concrètement votre quotidien ?

Sur le périmètre Métier qui vous est affecté, vous participez à la supervision au niveau Groupe du contrôle de l’information comptable et financière, notamment via des processus de certification et des synthèses à destination du Comité des Comptes du Groupe.

Vous participez aux campagnes de contrôle sur le périmètre des équipes centrales de Finance&Strategy. 

Vous validez que les demandes de missions non-audit sont conformes à la Politique d’indépendance des Commissaires aux comptes. 

Vous suivez également les recommandations émises par les Commissaires aux comptes, l’Inspection Générale et les Régulateurs et vous contribuez à la préparation des reportings pour les différents comités sur ces sujets.
Vos principaux interlocuteurs sont pour votre périmètre :

  • Les responsables Contrôles des Métiers et Pôles ;
  • Au sein de Finance & Strategy, les équipes Financial & Regulatory Reporting (FRR) pou
  • Les activités de comptabilité 
  • Les Commissaires aux Comptes.

Vous êtes amenés à travailler sur des demandes ponctuelles en lien avec les différents projets.

L’environnement de travail, c’est important !

Au sein de Finance&Strategy, vous rejoignez l’équipe de 2LoD (2ème ligne de défense) de Standards & Controls – Group Financial Controls – Accounting, Financial information & Sustainability reportings, composée d’une vingtaine de personnes entre Lisbonne, Madrid et Paris, en charge d’animer le dispositif de contrôle permanent associé aux reportings financiers et réglementaires.

Et après ? 

Ce V.I.E vous donnera une vision d’ensemble du Groupe et notamment de la Filière Finance et de ses sujets stratégiques. 

Vous travaillez sur des sujets variés et êtes en relation avec de nombreux interlocuteurs chez Finance, les Pôles/Métiers ainsi qu’avec les Commissaires aux comptes.

À l’issue de la mission, d’autres opportunités pourront s’offrir à vous au sein de Finance & Strategy, au niveau du Groupe ou dans l’une des entités ou lignes de métier. 

Êtes-vous notre prochain ou notre prochaine VIE Contrôleur Risques financiers à Lisbonne ?

Vous avez un diplôme de niveau Master obtenu en école de commerce, d’ingénieur ou à l’université avec une spécialisation en Finance et/ou comptabilité et/ou en Audit.

Vous disposez idéalement d’une première expérience (stage, alternance, 1e emploi…) en contrôle interne, finance ou audit et avez une connaissance générale des normes IFRS.

Un anglais courant est indispensable pour évoluer dans notre environnement international.

Ajoutez à cela un bon sens de l’organisation, une bonne capacité d’analyse et un esprit collaboratif pour finir de nous convaincre !

Dans un monde qui change, la diversité, l’équité et l’inclusion sont des valeurs clés pour le bien-être et la performance des équipes. Chez BNP Paribas, nous souhaitons accueillir et retenir tous les talents sans distinction : c’est ainsi que nous construirons, ensemble, la finance de demain, innovante, responsable et durable.

Enfin, nous attachons une importance particulière à ce que nos futurs collaborateurs agissent au quotidien avec responsabilité éthique et professionnelle.

Durée et disponibilité 

Ce poste est à pourvoir dès que possible pour une durée de 24 mois. 

Avant de postuler, veillez à vérifier les conditions d’éligibilité pour cette destination :  Faire son V.I.E au Portugal ajouter à votre espace candidat un CV et une lettre de motivation en anglais. 

Si votre candidature est présélectionnée, vous serez contacté(e) pour un ou plusieurs entretiens afin d’échanger sur votre parcours, vos motivations et les enjeux du poste.

À tout moment pendant le processus de recrutement, les informations figurant sur votre CV, vos données d’identification et vos antécédents pourront être vérifiées. 

Join us at BNP Paribas Cardif, the Insurer for a Changing World.  

At BNP Paribas Cardif, we’re not just an insurance provider; we’re pioneers shaping the future of the industry. As the global leader in the insurance market, with a significant presence in savings and protection insurance across 30+ countries all over the globe, we’re committed to innovation and excellence.

At our European Service Center – Cardif Support, based in both Porto and Lisbon, Portugal, we’re a vibrant hub of over 600 multicultural professionals speaking more than 11 languages!

Our goal? To deliver the highest level of service, reliability, and efficiency to our clients, both internal and external, by offering diverse processes and services aligned with the insurance industry’s best practices.

Ready to kick off your next professional chapter with us?

Become our new Accountant/Chargé de Comptabilité based in Porto

BE PART OF OUR ACCOUNTING TEAM

As an accountant, you will be in charge of several missions whose main objective is to guarantee accounting data in FGAAP and IFRS: day-to-day activity, accounting justification, Balance Sheet and Income Statement analysis.

YOUR FUTURE MISSION IN THE ACCOUNTING TEAM

Your key responsibilities will be:

  • You will contribute directly to the day-to-day activity of the service: you will be in charge of portfolios that will contribute to the production of quarterly accounts; you will be proactive in order to strengthen the automation of existing processes and accelerating the implementation of controls.
  • You will work in very close collaboration with other departments: finance reporting, IT, actuarial services, internal control…
  • You will contribute to the reflections and operational implementation of many projects (new business, new activities): you will place the needs of the department at the heart of the exchanges.
  • Finally, you will contribute to supporting the Management in its transformation by ensuring the sharing of your knowledge, and by ensuring transversality with other transformative projects that impact the Department.
 

READY TO MAKE AN IMPACT? HERE’S WHAT WE’RE LOOKING FOR:

  • Degree in accounting / finance / audit
  • Professional background about 3/5 years in a equivalent position (preferable)
  • Fluent in English (C1 level is mandatory)
  • Fluency in French (B1-B2 level minimum is mandatory)
  • Good accounting knowledge – insurance industry knowledge is a plus
  • Accounting tools (SAP, Oracle, CODA…)
  • Office tools (excel, word, PowerPoint)
  • Data tools (SAS, Python…)

WHAT’S IN IT FOR YOU?

In addition to our attractive salary, here’s a glimpse of what you can expect from us:

  • Generous Perks: Enjoy meal, child and monthly flexible benefits allowances as part of our comprehensive benefits package.
  • Comprehensive Coverage: Rest easy with our top-notch insurance package (health, life, and travel), applicable to your spouse and descendants.
  • Flexibility Redefined: Embrace our hybrid working model for a perfect balance of commitment and personal flexibility.
  • Endless and tailored Professional Growth: Fuel your career aspirations with continuous development opportunities on both local and global scales
  • Vibrant Work Environment: Immerse yourself in our modern amenities, including zen rooms, free language courses, and diverse company events.
  • Culture of Care: Be part of a multicultural environment that prioritizes employee wellbeing and professional growth.

DIVERSITY AND INCLUSION ARE IMPORTANT TO US!

BNP Paribas Cardif is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.

CAN WE COUNT ON YOU?

If you’re ready to shape the future of insurance and your profile aligns with our vision, send us your application with CV, cover letter, and Certificate of Studies. We look forward to welcoming you to our team!

Note: Only complete applications with all the required documentation will be considered.

Join us at BNP Paribas Cardif, the Insurer for a Changing World.  

At BNP Paribas Cardif, we’re not just an insurance provider; we’re pioneers shaping the future of the industry. As the global leader in the insurance market, with a significant presence in savings and protection insurance across 30+ countries all over the globe, we’re committed to innovation and excellence.

At our European Service Center – Cardif Support, based in both Porto and Lisbon, Portugal, we’re a vibrant hub of over 600 multicultural professionals speaking more than 11 languages!

Our goal? To deliver the highest level of service, reliability, and efficiency to our clients, both internal and external, by offering diverse processes and services aligned with the insurance industry’s best practices.

Ready to kick off your next professional chapter with us?

Become our new Learning & Development Support (All genders) based in Porto or Lisbon

BE PART OF OUR DYNAMIC TEAM OF HUMAN RESOURCES

Be part of our dynamic Human Resources and Administration team, focused on providing comprehensive HR administrative support, ensuring legal compliance, and managing key processes related to employee records, contracts, and benefits.

YOUR FUTURE MISSION IN THE LEARNING & DEVELOPMENT TEAM

As a Learning & Development Support, you’ll play a pivotal role in guaranteeing operational actions involving Learning & Development activities in a context of strong development in our 2 centers located in Lisbon and Oporto.

Your key responsibilities will be:

  • Communicate course requirements with trainers, facilities, learners and external suppliers with agreed timelines.
  • Provide reliable point of contact for all learning and development matters
  • Ensure staff attend internal and external learning events to meet legal requirements and wider L&D Strategy.
  • Produce reports on learning and development activity using agreed HR Performance indicators.
  • Prepare or select any learning and development materials or programs required by the learner/trainer.
  • Produce and maintain accurate records of Learning & Development activity in compliance with procedures.
  • Monitor and collect L&D evaluation.
  • Support the L&D team in achieving their development goals. 
  • Assess the success of development plans and help employees make the most of learning opportunities.

READY TO MAKE AN IMPACT? HERE’S WHAT WE’RE LOOKING FOR:

  •  Proven work experience up to 1 to 3 years in HR training and HR support in a multinational company context;
  • Deep Knowledge of Cornerstone (on demand);
  • Excellent skills in Microsoft Excel;
  • Very good written and oral communication skills;
  • Excellent organization skills;
  • Not reluctant to put the hands on;
  • HR System/Automatization oriented;
  • Comfortable with numbers and data analysis;
  • Problem solver;
  • Ability to work in a multicultural environment. 
  • Discretion and confidentiality.
  • Bachelor’s Degree or higher in a relevant field
  • Fluent in English and Portuguese (B2/C1 level), French proficiency is a plus.

WHAT’S IN IT FOR YOU?

In addition to our attractive salary, here’s everything you can expect from us:

  • Generous Perks: Enjoy meal, child and monthly flexible benefits allowances as part of our comprehensive benefits package.
  • Comprehensive Coverage: Rest easy with our top-notch insurance package (health, life, and travel), applicable to your spouse and descendants.
  • Flexibility Redefined: Embrace our hybrid working model for a perfect balance of commitment and personal flexibility.
  • Endless Professional Growth: Fuel your career aspirations with continuous development opportunities on both local and global scales
  • Vibrant Work Environment: Immerse yourself in our modern amenities, including zen rooms, free language courses, and diverse company events.
  • Culture of Care: Be part of a multicultural environment that prioritizes employee wellbeing and professional growth.

DIVERSITY AND INCLUSION ARE IMPORTANT TO US!

BNP Paribas Cardif is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect on the society we live in, while keeping with the image of our clients.

CAN WE COUNT ON YOU?

If you’re ready to shape the future of insurance and your profile aligns with our vision, send us your application with CV, cover letter, and Certificate of Studies. We look forward to welcoming you to our team!

Note: Only complete applications with all the required documentation will be considered.

About the job

  • The Corporate Actions Income Processing Analyst main mission is to manage Corporate Actions and Income events and client enquiries, by respecting the established Service Level Agreement (SLA) and operational procedures

Your Main Activities Are

  • Ensure all Corporate Actions and Income setups, instructions and payments are processed while meeting standards established by the Bank and the team’s procedures
  • Guarantee the four-eyes checking principle whenever necessary and without any form exception
  • Provide accurate and detailed information to clients and service partners pertaining to Corporate Actions and Income events, while guaranteeing the support of clients and other relevant stakeholders during the process
  • Manage all queries and client service requests in the dedicated tools to allow statistical analysis of activity
  • Guarantee that all procedures are updated on an ongoing basis, taking into account market, service and product changes and potential risk factors
  • Develop knowledge of existing markets, market changes and financial instruments by making regular use of various information sources such as Market Updates, Client Updates, market announcements, among others
  • Contribute to the improvement of service delivery and client satisfaction by sharing improvements to the process whenever applicable

Profile and Skills to Success

  • Bachelor’s Degree in Economics, Finance, Accounting or other relevant areas
  • Fluency in English, both oral and written with great communication abilities
  • Up to 2 years of experience in Banking and Financial Operations
  • Comfort with Microsoft Office tools, namely Excel
  • Great team spirit with a committed and proactive approach
  • Great organizational skills with costumer-oriented approach and a results driven mindset
  • Great attentiveness to detail and sense of responsiveness and quality of service

#LI-Hybrid

Why joining BNP Paribas? 

  • Leading banking institution

Leading player in banking and financial services in Europe, BNP Paribas operates in 64 countries and has nearly 178,000 employees, including more than 144,000 in Europe 

  • International reach

The Group holds key positions in several areas of banking and financial services that are structured around three operating divisions:

    • Corporate & Institutional Banking (CIB) connects companies needing financing and institutional clients looking for investment opportunities division that offers tailored financial solutions for corporate and institutional clients
    • Commercial, Personal Banking & Services (CPBS) brings together all our commercial banks and several specialised businesses heard
    • Investment & Protection Services (IPS) combines a unique continuum of products and services across protection, saving, investment and real estate including specialised businesses offering a wide range of savings, investment and protection services
  • Our presence in Portugal

In Portugal since 1985, BNP Paribas today has more than 9.220 employees, distributed across the Group’s 10 business entities established in the country. Its presence also extends to 11 centres of expertise providing value-added services to various countries where the BNP Paribas Group also operates.

  • Diversity and Inclusion commitment

BNP Paribas’ ambition is to cultivate an open and responsive environment for all that encourages collaboration and interaction. We demonstrate our commitment by actively contributing to the Group’s Diversity and Inclusion strategy and goals, in line with the United Nations Sustainable Development Goals. As part of our local Corporate and Social Responsibility – Diversity & Inclusion strategy, BNP Paribas Portugal is committed to:

    • Promote a fair and unbiased recruitment process and offer professional development opportunities to all employees
    • Celebrate diversity and advocate for inclusion, both externally and internally, encouraging employee’s participation, creating space for different voices to be heard.

To foster the effort of BNP Paribas Portugal, multiple initiatives and events take place throughout the year where our people can find out more on the importance of diversity inclusion at the workplace and in our society.

  • Remote Working Conditions

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working options adapted to our hybrid working environment. To ensure a comfortable and efficient working setup, eligible employees are provided with both office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional items at reduced prices. 

  • Commitment towards work/life balance

Supporting employees in a hybrid way of working while providing them with the means to maintain a work-life balance is an essential dimension of our Smart Working program. At BNP Paribas, we care about our employees’ wellbeing and promote a culture of good integration between work and personal life.

To find out more on why you should join BNP Paribas please read our Employee Value Proposition and our Career path page.

* Please note that only applications submitted in English will be considered. 

* In case you are selected for this role, further documentation will be requested to support your hiring process.

About the job

  • The Profit and Loss (P&L) Controller will be in charge of producing and validating the daily and/or monthly Economical P&L and related P&L Explains. It will be required to establish effective working relationships with both Front Office and other areas of support (e.g. Back Office, Market Risk, Finance & IT). This will allow for an integrated and proactive approach to the business’ requirements. P&L teams, as part of the Product Control department, provides a full and dedicated support to the various ALM/T and Global Market Trading Desks located in Europe, New York, Singapore or Hong-Kong
     

Your Main Activities Are

  • Produce and validate the official Economical P&L figures and the related P&L explains (market move, new deals, etc.) and investigate the discrepancies with the Front Office Predict when available
  • Review the P&L Explain in depth and correct wrong effect if no technical solution can be found to overturn the misallocation
  • Review the Risk based market P&L and analyse differences against the P&L Explain until the gap is understood and documented
  • Review the split of the economic PNL in liquidity and rate effects for Asset and Liability Management Team (ALMT) perimeters
  • Produce Hedge accounting controls for finance and Front Office (FO) where applicable
  • Submit the P&L for Sign-off to the FO officer
  • When possible, challenge and enhance existing processes
  • Ensure high levels of ethics and professionalism are maintained both personally and in the team. Build and maintain internal relationships based on trust, respect and professionalism
     

Profile and Skills to Success

  • Academic degree in Economics, Finance or Accounting
  • Up to 2 years of relevant experience in Banking and Financial Operations
  • Fluent (C1-C2) level of English
  • Creativity and Innovation
  • Client focused
  • Attention to detail / rigor
  • Problem solving
  • Knowledge in Transversal Financial Markets
  • Analytical ability (namely in Excel and Access)

#LI-Hybrid

Why joining BNP Paribas? 

  • Leading banking institution

Leading player in banking and financial services in Europe, BNP Paribas operates in 64 countries and has nearly 178,000 employees, including more than 144,000 in Europe 

  • International reach 

The Group holds key positions in several areas of banking and financial services that are structured around three operating divisions:

  • Corporate & Institutional Banking (CIB) connects companies needing financing and institutional clients looking for investment opportunities division that offers tailored financial solutions for corporate and institutional clients
  • Commercial, Personal Banking & Services (CPBS) brings together all our commercial banks and several specialised businesses heard
  • Investment & Protection Services (IPS) combines a unique continuum of products and services across protection, saving, investment and real estate including specialised businesses offering a wide range of savings, investment and protection services
  • Our presence in Portugal

In Portugal since 1985, BNP Paribas today has more than 9.220 employees, distributed across the Group’s 10 business entities established in the country. Its presence also extends to 11 centres of expertise providing value-added services to various countries where the BNP Paribas Group also operates.

  • Diversity and Inclusion commitment 

BNP Paribas ´ambition is to cultivate an open and responsive environment for all that encourages collaboration and interaction. We demonstrate our commitment by actively contributing to the Group’s Diversity and Inclusion strategy and goals, in line with the United Nations Sustainable Development Goals. As part of our local Corporate and Social Responsibility – Diversity & Inclusion strategy, BNP Paribas Portugal is committed to:

  • Promote a fair and unbiased recruitment process and offer professional development opportunities to all employees
  • Celebrate diversity and advocate for inclusion, both externally and internally, encouraging employee’s participation, creating space for different voices to be heard.

To foster the effort of BNP Paribas Portugal, multiple initiatives and events take place throughout the year where our people can find out more on the importance of diversity inclusion at the workplace and in our society.

  • Remote Working Conditions

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working options adapted to our hybrid working environment. To ensure a comfortable and efficient working setup, eligible employees are provided with both office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional items at reduced prices. 

  • Commitment towards work/life balance

Supporting employees in a hybrid way of working while providing them with the means to maintain a work-life balance is an essential dimension of our Smart Working program. At BNP Paribas, we care about our employees’ wellbeing and promote a culture of good integration between work and personal life. 

To find out more on why you should join BNP Paribas please read our Employee Value Proposition and our Career path page.

* Please note that only applications submitted in English will be considered. 

* In case you are selected for this role, further documentation will be requested to support your hiring process.

About the job

  • Positions in this sub-family are responsible for providing a full set of HR professional services ranging between the onboarding of new employees and the overall management of employees queries during their entire life-cycle experience at BNP Paribas. Manage the administration of HR policies, procedures, and programs/tools. Ensures Human Resource Information Systems data maintenaince, employee relations and compensation & benefits administration

Your Main Activities Are

  • Produce and manage all the contractual documents and follow thru all other support documentation for hiring purposes
  • Update internal databases with new hire/employees information
  • Gather payroll data and working days
  • Partner with management promoting Human Resources policies, procedures, programs/tools and internal rullings based on the labor law
  • Answer questions from other HR teams/professionals and employees regarding HR matters by also providing clear understanding on processes and applicable governance
  • Protect the interests of employees and the organization in accordance with company Human Resources policies and governmental laws and regulations
  • Able to handle problems which may be difficult but typically not complex

Profile and Skills to Success

  • Academic Background: Management, Social Sciences or Human Resources
  • Fluent in English
  • Good communication skills – oral & written
  • Organization ability and time management
  • Ability to collaborate/teamwork
  • Attention to detail
  • Ability to manage a project

#LI-Hybrid 

Why joining BNP Paribas? 

  • Leading banking institution

Leading player in banking and financial services in Europe, BNP Paribas operates in 64 countries and has nearly 178,000 employees, including more than 144,000 in Europe 

  • International reach 

The Group holds key positions in several areas of banking and financial services that are structured around three operating divisions:

  • Corporate & Institutional Banking (CIB) connects companies needing financing and institutional clients looking for investment opportunities division that offers tailored financial solutions for corporate and institutional clients
  • Commercial, Personal Banking & Services (CPBS) brings together all our commercial banks and several specialised businesses heard
  • Investment & Protection Services (IPS) combines a unique continuum of products and services across protection, saving, investment and real estate including specialised businesses offering a wide range of savings, investment and protection services
  • Our presence in Portugal

In Portugal since 1985, BNP Paribas today has more than 9.220 employees, distributed across the Group’s 10 business entities established in the country. Its presence also extends to 11 centres of expertise providing value-added services to various countries where the BNP Paribas Group also operates.

  • Diversity and Inclusion commitment 

BNP Paribas ´ambition is to cultivate an open and responsive environment for all that encourages collaboration and interaction. We demonstrate our commitment by actively contributing to the Group’s Diversity and Inclusion strategy and goals, in line with the United Nations Sustainable Development Goals. As part of our local Corporate and Social Responsibility – Diversity & Inclusion strategy, BNP Paribas Portugal is committed to:

  • Promote a fair and unbiased recruitment process and offer professional development opportunities to all employees
  • Celebrate diversity and advocate for inclusion, both externally and internally, encouraging employee’s participation, creating space for different voices to be heard.

To foster the effort of BNP Paribas Portugal, multiple initiatives and events take place throughout the year where our people can find out more on the importance of diversity inclusion at the workplace and in our society.

  • Remote Working Conditions

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working options adapted to our hybrid working environment. To ensure a comfortable and efficient working setup, eligible employees are provided with both office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional items at reduced prices. 

  • Commitment towards work/life balance

Supporting employees in a hybrid way of working while providing them with the means to maintain a work-life balance is an essential dimension of our Smart Working program. At BNP Paribas, we care about our employees’ wellbeing and promote a culture of good integration between work and personal life. 

To find out more on why you should join BNP Paribas please read our Employee Value Proposition and our Career path page.

* Please note that only applications submitted in English will be considered. 

* In case you are selected for this role, further documentation will be requested to support your hiring process.

About the job

  • Conducting annual and interim credit reviews while timely producing a factual summary of client’s creditworthiness, compliant with Bank’s guidelines, with a recommendation on internal rating/GRR, the limits, the legal credit terms, and risk strategy vis-à-vis the client

Your Main Activities Are

  • Institutional Credit Analysis: Develop an in-depth understanding of the counterparties/groups under own responsibility, while developing market intelligence through all available sources of credit, economic, and financial information; Coordinate with the Coverage and Métiers the credit risk assessment of the counterparties, including any material transaction or risk information provided by the RM Pilot or the Binome; Ensuring that the counterparty data management is conducted well, namely on-boarding, collection of documents, and commensurate limits update
  • Credit Proposal: Follow credit risk analysis, timely prepare the CP capturing the recommendations for delegation holders, commensurate with the risk appetite and Coverage commercial strategy, in compliance with Bank’s guidelines; Formalize the credit decision proposal in the internal credit workflow tool; Present the proposals to the delegation holders and/or credit committees for decision; Participate to due diligences in collaboration with Coverage and Métiers; Manage the annual review process, and simple ad-hoc requests on own portfolio
  • Risk Monitoring and Reporting: Continuously monitor the portfolio of counterparties under own responsibility, jointly with Credit Risk Control, monitoring excesses, anticipating risks, and detecting any credit issues that may require a specific review; Contribute to periodic and ad-hoc portfolio review and risk reporting for counterparties under scope; Contribute to and attend the Watch List and Doubtful committees for counterparties in own portfolio

Profile and Skills to Success

  • Master’s degree in Economics, Finance and Accounting
  • Up to 2 years of professional experience
  • Knowledge in Risk Management – Risk analysis
  • Proficient level of Excel and Word
  • Fluency in English
  • Analytical Ability
  • Good Communication skills – oral & written
  • Attention to detail/rigor
  • Ability to synthetize/simplify

#LI-Hybrid 

Why joining BNP Paribas? 

  • Leading banking institution

Leading player in banking and financial services in Europe, BNP Paribas operates in 64 countries and has nearly 178,000 employees, including more than 144,000 in Europe 

  • International reach 

The Group holds key positions in several areas of banking and financial services that are structured around three operating divisions: 

  1. Corporate & Institutional Banking (CIB) connects companies needing financing and institutional clients looking for investment opportunities division that offers tailored financial solutions for corporate and institutional clients.
  1. Commercial, Personal Banking & Services (CPBS) brings together all our commercial banks and several specialised businesses
  1. Investment & Protection Services (IPS) combines a unique continuum of products and services across protection, saving, investment and real estate including specialised businesses offering a wide range of savings, investment and protection services
  • Our presence in Portugal

In Portugal since 1985, BNP Paribas today has more than 9.220 employees, distributed across the Group’s 10 business entities established in the country. Its presence also extends to 11 centres of expertise providing value-added services to various countries where the BNP Paribas Group also operates.

  • Diversity and Inclusion commitment 

BNP Paribas ´ambition is to cultivate an open and responsive environment for all that encourages collaboration and interaction. We demonstrate our commitment by actively contributing to the Group’s Diversity and Inclusion strategy and goals, in line with the United Nations Sustainable Development Goals. As part of our local Corporate and Social Responsibility – Diversity & Inclusion strategy, BNP Paribas Portugal is committed to:

  • Promote a fair and unbiased recruitment process and offer professional development opportunities to all employees
  • Celebrate diversity and advocate for inclusion, both externally and internally, encouraging employee’s participation, creating space for different voices to be heard.

To foster the effort of BNP Paribas Portugal, multiple initiatives and events take place throughout the year where our people can find out more on the importance of diversity inclusion at the workplace and in our society.

  • Remote Working Conditions

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working options adapted to our hybrid working environment. To ensure a comfortable and efficient working setup, eligible employees are provided with both office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional items at reduced prices. 

  • Commitment towards work/life balance

Supporting employees in a hybrid way of working while providing them with the means to maintain a work-life balance is an essential dimension of our Smart Working program. At BNP Paribas, we care about our employees’ wellbeing and promote a culture of good integration between work and personal life. 

To find out more on why you should join BNP Paribas please read our Employee Value Proposition and our Career path page.

* Please note that only applications submitted in English will be considered. 

* In case you are selected for this role, further documentation will be requested to support your hiring process.

About NiCKEL

  • NiCKEL is one of Europe’s great success stories in the Fintech industry and has become a well recognized actor for financial inclusion. Thanks to a unique distribution model, everyone can open a current account in only a few minutes in a local store around the corner.
  • What drives us at NiCKEL? Offering a simple and useful payment alternative to pay and get paid.
  • Launched in 2014, NiCKEL has already opened more than 4,5 million accounts and has more than 9000 participating stores, transformed into small agents in Europe. We employ more than 850 employees across 5 countries.

About the Position

  • The Junior Financial & Accounting Analyst provides  support to the Finance department, focusing mainly on invoice processing, but supporting also on other finance topics, such as, purchase order management, supplier compliance (RFI followup), agent commission reconciliation and other support on the daily financial tasks. This role requires strong attention to detail, organizational skills, and the ability to collaborate effectively with internal teams and external partners.

Your main activities will be:

  • Agent Commissions invoices booking and reconciliation with POS dashboard.
  • Agent Commissions Invoices follow-up and communication with Sales Team
  • Helping the Purchase order process. Liaise with other departments in order to ensure the correct fulfilment of the PO.
  • Invoice reception and confrontation with PO.
  • Supplier compliance review (MOD 21 RFI). 
  • Support the Finance Manager in creating new control files and dashboards.

About the Profile

The ideal candidate should have the following profile:

  • Local Accounting Acknowledgement 
  • MS Office (Excel and Power Point)
  • Fluent in Portuguese and English
  • Ethics and integrity
  • Capacity for analysis, synthesis and judgment
  • Prioritization and organization
  • Rigor
  • Capacity for making decisions
  • Autonomy and proactivity
  • Capacity for understanding, explaining and leading change

You want to join a European Fintech and a dynamic team, apply online!

About NiCKEL

  • NiCKEL is one of Europe’s great success stories in the Fintech industry and has become a well recognized actor for financial inclusion. Thanks to a unique distribution model, everyone can open a current account in only a few minutes in a local store around the corner.
  • What drives us at NiCKEL? Offering a simple and useful payment alternative to pay and get paid.
  • Launched in 2014, NiCKEL has already opened more than 4,5 million accounts and has more than 9000 participating stores, transformed into small agents in Europe. We employ more than 850 employees across 5 countries.

About the Position

  • Nickel is looking for a Sales Representative to implement, develop and lead a distribution network in a geographical area in order to increase its commercial performance. 

 Your main activities will be:

  • Approach new POS according to their profile to increase the distribution network in your area; 
  • Commercial launch of the new licensed POS by training them and animating them regularly; 
  • Animate the distribution network (visits, telephone contacts, challenges, etc.); 
  • Ensure the partnership sustainability through risk management of POS (awareness raising, anti-money laundering training, risk visits, etc.); 
  • Relaunch activity through the animation of inactive partners;
  • Precise follow-up of each step or contact on the reporting tools (CRM, Sheets, Zendesk,…);
  • Represent the Nickel company with representatives of the distribution partners, banking organisations, local authorities or social service providers (with management agreement);
  • For all those missions you will be working very closely with the Sales and Distribution team in France who will provide all the necessary support.

About the Profile

The ideal candidate should have the following profile:

  • Proven experience as a Sales Rep. or other commercial position; 
  • Excellent communication, interpersonal and presentation skills; 
  • Sales and negotiation skills; 
  • Mastery of office automation and messaging tools; 
  • Product knowledge and competition; 
  • Good writing; 
  • Driver licence is mandatory; 
  • Fluent in Portuguese, French and English are a plus.

You want to join a European Fintech and a dynamic team, apply online!