Voulez-vous faire partie du changement ? Alors, vous êtes au bon endroit. Notre ambition est de construire un avenir durable pour nos clients et nos équipes… Mais nous ne pouvons pas le faire sans vous ! En intégrant le BNP Paribas Personal Finance, vous participez à notre grande transformation pour construire un monde plus durable : nous nous engageons à promouvoir l’accès à une consommation plus responsable et durable pour soutenir nos clients et partenaires. Pour y parvenir, nous mettons en œuvre des actions concrètes, non seulement dans la façon dont nous développons notre activité et améliorons notre croissance durable, avec l’ambition de réduire notre empreinte environnementale, mais également dans la façon dont nous soutenons ceux qui en ont le plus besoin.
Conseiller de Recouvrement de Crédit (H/F)
#Recouvrement #Client #Crédit#
ans la pratique, votre journée
En tant que Conseiller de recouvrement de crédit, vous travaillerez directement avec les clients du marché français pour obtenir la régularisation rapide des payement en retard, grâce au contact direct et à la négociation, afin d’atteindre les objectifs mensuels établis, en respectant la politique de l’Entreprise pour la régularisation des crédits défaillants et en assurant la qualité du traitement du client, en promouvant sa satisfaction et sa fidélisation, ainsi que la diffusion de l’image positive de l’Entreprise.
Vous aurez comme principales responsabilités :
- Utiliser tous les moyens disponibles (téléphone, canaux écrits, etc.) pour entrer en contact avec les clients, en respectant les normes de conduite. L’activité sera axée sur des campagnes d’appels (inbound et outbound) gérées par les équipes de pilotage.
- Négocier avec les clients des solutions pour régulariser leurs processus, en maintenant un niveau élevé d’exigence.
- Assurer le respect des objectifs de productivité, d’efficacité et de revenus définis dans la politique commerciale.
- Mettre à jour et maintenir à jour toutes les informations relatives aux clients dans les outils disponibles.
- Identifier, au cours de la conversation avec le client, les causes du retard de paiement et réaliser une analyse KYC complète, en proposant une solution adaptée qui vise à régulariser le processus et à éviter la récidive.
- Appliquer de manière continue les connaissances et les compétences acquises.
- Assurer le respect du client, indépendamment de la valeur économique associée, en suivant les procédures et les règles de sécurité, et en démontrant un comportement exemplaire en termes de rigueur, d’intégrité et d’exigence conformément aux valeurs de l’entreprise.
- Mener des investigations pour localiser les clients sans contact, en respectant les normes éthiques et professionnelles, ainsi que les réglementations sur le secret bancaire et le RGPD, dans le but de conclure un accord de paiement.
La Mission est importante, mais l’Équipe et le lieu de travail également !
Bienvenue à la Direction de COO & Transformation, où vous intégrerez le Scope de Collections & Recovery.
Votre horaire de travail sera entre 10h et 19h, du lundi au vendredi, et avec l’obligation de travailler un samedi par mois.
Nous sommes prêts à vous accueillir avec un plan d’intégration initial, comprenant une formation sur le tas, un entraînement et un networking.
Que pouvons-nous vous offrir ?
C’est un sujet très important que nous aborderons ensemble, en tenant compte de votre formation et de votre expérience.
Nous mettons en avant les avantages suivants :
- Plateforme de avantages flexibles (benefit+): les avantages du benefit+ comprennent des domaines tels que la protection, l’éducation et le bien-être, et incluent toujours une assurance maladie, extensible à la famille, et des assurances-vie de groupe
- Jours de congés supplémentaires, jusqu’à 31 jours, en fonction de l’ancienneté et de la réalisation de bénévolat
- Partenariats avec des milliers d’entités qui offrent des avantages divers (tourisme, alimentation, hôtellerie, mode, technologie…)
- Crédit personnel pour les collaborateurs, à des conditions avantageuses par rapport au marché
- Politique de Smart Working qui vise à promouvoir une culture flexible, autonome et responsable, contribuant au bien-être et à la satisfaction au travail
- Ligne d’assistance 24 heures sur 24 disponible en cas de besoin d’assistance psychologique, juridique, financière/fiscale et psychosociale.
Es-tu celui que nous recherchons ?
Est-tu fluent en français, de sorte que communiquer dans cette langue ne pose pas de problème pour toi ?
Considères-tu que tu as une orientation claire vers les résultats ? As-tu un focus élevé sur le client, du dynamisme, du rigorisme et une capacité de négociation ? Communique-tu avec facilité et as-tu un goût marqué pour le travail en équipe ?
Possèdes-tu une expérience avérée dans des fonctions similaires, de préférence dans le contexte de la récupération de crédit ? As-tu une totale disponibilité pour travailler un samedi par mois ?
Ayant tout cela, beaucoup de volonté, d’énergie et de bonne disposition, alors, es-tu celui que nous recherchons…
Veuillez envoyer votre CV en format PDF, en le nommant « CV_Nom_Prénom ».
Nous attendons votre candidature !
Nos engagements
Le BNP Paribas Personal Finance se caractérise par l’offre d’une égalité des chances à tous les candidats à l’emploi et, en tant qu’entreprise socialement responsable, intègre dans ses valeurs et pratiques les principes de la diversité et de l’inclusion. Pour atteindre tous nos objectifs, nous visons à attirer, développer et retenir des profils différents, en assumant la diversité comme un facteur potentiel et différenciateur d’innovation, fondamental dans notre organisation. Si vous souhaitez en savoir plus sur notre organisation, nos valeurs et nos projets, veuillez consulter cette page.
Ce qui nous rend fiers en tant qu’employeurs de référence
- Certification Top Employer Portugal et Top Employer Europe, pour la huitième année consécutive.
- 93% de nos collaborateurs identifient le BNP Paribas comme une entreprise avec « une gestion inclusive qui soutient tout type de différences (âge, origines, orientation sexuelle, …) ».
- 94% des collaborateurs s’identifient et bénéficient de la politique de « Smart Working », se sentant à l’aise dans un environnement de travail hybride, et avec les outils numériques et les espaces de travail mis à disposition.
- 72% de nos clients sont des promoteurs de notre marque.
#LI-Hybrid
Why joining BNP Paribas?
· Leading bankinginstitution
BNP Paribas is the European Union’s leading bank, and key player ininternational banking. It operates in 63 countries and has nearly 183.000employees, including more than 146.000 in Europe.
· Our presence in Portugal
In Portugal since 1985, BNP Paribas today has more than 8.700employees, distributed across the Group’s 10 business entities established inthe country. Its presence also extends to 11 excellence centres providingvalue-added services to various countries where the BNP Paribas Group alsooperates.
· International reach
Thanks to its international presence and regular and close collaboration among its different entities, BNP Paribas has the resources to support all clients with financing, investment, savings and protection solutions that help make their projects a success. BNP Paribas holds key positions in its three core operating divisions:
- Retail Banking, a division that brings together all of the Group’s retail activities and specialised business lines;
- Investment & Protection Services that include specialised businesses offering a wide range of savings, investment and protection services;
- Corporate & Institutional Banking division that offers tailored financial solutions for corporate and institutional clients.
· Diversity and Inclusion commitment
BNP Paribas is an equal opportunity employer and proud to provideequal employment opportunity to all job seekers. We are actively committed toensuring that no individual is discriminated against on the grounds of age,disability, gender reassignment, marriage or civil partnership status,pregnancy and maternity/paternity, race, religion or belief, sex or sexualorientation. Equity and diversity are at the core of our recruitment policybecause we believe that they foster creativity and efficiency, which in turnincrease performance and productivity. We strive to reflect the society we livein, while keeping with the image of our clients.
· Commitment towardswork/life balance
At BNP Paribas we care about our employees wellbeing and promote aculture of good integration between work and rest. We believe our employeeshave rich personal lives outside of work, being fundamental to be disconnectedfrom work to recharge both physically and mentally. Only through this balancewe may all be at our best while working.
· Remote Working Conditions
At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working modalities adapted to our hybrid working environment. To guarantee a comfortable and efficient working set-up, eligible employees are provided with both the office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional equipment at reduced prices.
To find out more on why you should join BNP Paribas visit https://bnpp.lk/why-BNP-Paribas-Portugal
* Please note that only applications submitted in English will be considered.
* In case you are selected for this role, further documentation willbe requested to support your hiring process.
Join us at BNP Paribas Cardif, the Insurer for a Changing World.
At BNP Paribas Cardif, we’re not just an insurance provider; we’re pioneers shaping the future of the industry. As the global leader in the insurance market, with a significant presence in savings and protection insurance across 30+ countries all over the globe, we’re committed to innovation and excellence.
At our European Service Center – Cardif Support, based in both Porto and Lisbon, Portugal, we’re a vibrant hub of over 600 multicultural professionals speaking more than 11 languages!
Our goal? To deliver the highest level of service, reliability, and efficiency to our clients, both internal and external, by offering diverse processes and services aligned with the insurance industry’s best practices.
Ready to kick off your next professional chapter with us?
Become our new Compliance Controller – All genders based in Porto or Lisbon
BE PART OF OUR DYNAMIC TEAM
The Risk Management team ensures a 360º degree approach to managing the risks affecting Cardif Support, in line with the Group/Corporate framework and policies.
Our Team works every day to identify, assess, monitor and mitigate risks. To achieve it, our risk management framework ensures a level of expertise aligned with the different types of risk.
The Risk Management Team is profoundly committed to the strengthening of a risk culture, essential to managing risk and building resilience. The deployment of awareness, communication, exercise and training initiatives touching all levels of the organization contribute to leverage the exposure of Cardif Support to the evolving and compounding risk landscape. Furthermore, we provide an active risk opinion to other functions within Cardif Support , enabling decision-making and processes to be risk informed.
YOUR FUTURE MISSION IN RISK MANAGEMENT TEAM
The Compliance Controller assists the implementation, maintenance and improvement of the 1LoD compliance framework. She/he is in charge for the following responsibilities.
Transversal activities
- Contribute and support the development of an advanced risk culture
- Ensure the integration of compliance policies and frameworks into CS Transversal activities and CS local staff dealing with operations.
- Ensure the development and implementation of an adequate training and awareness plan for the relevant staff.
Specific Compliance Controller
- Support the implementation of the 1L0D Compliance framework.
- Identify and mitigate compliance risks.
- Execute the mandatory compliance control plans.
- Perform the monitoring of the control results and follow-up any required action plan, including continuous improvement actions according to the outcome of the risk assessment, regulations, or other risk events (historical Incidents, control results, external events, compliance 2L0D assessments and audits).
- Alert and escalate to the relevant level of management any compliance risk incident and/or any recurring weakness.
- Provide Management support and governance by contribution to any committee on Operational risks and Permanent Control committees.
- Develop and disseminate compliance trainings targeting CS local activities.
- Facilitate knowledge sharing and best practices to foster a culture of compliance across all departments.
READY TO MAKE AN IMPACT? HERE’S WHAT WE’RE LOOKING FOR:
- Bachelor ‘s degree in Law, Economics, Mathematics.
- Experience preferable in Compliance, Controls, Operations, and/or Audit.
- Fluency in English – Portuguese is appreciated, French is a plus.
- Between 3 and 5 years of experience.
- Very good analytical and organization skills, attention to detail.
- Respect the procedures, methodologies and directives.
- High sense of confidentiality.
- Very good written and oral communication skills.
- Good listening and questioning ability, good learning skills.
- Ability to plan work ahead and to prioritize workload.
- Ability and willing to work in a multi-cultural environment.
- Curious and willing to work on different tasks.
- High adaptability & flexibility.
WHAT’S IN IT FOR YOU?
In addition to our attractive salary, here’s a glimpse of what you can expect from us:
- Generous Perks: Enjoy meal, child and monthly flexible benefits allowances as part of our comprehensive benefits package.
- Comprehensive Coverage: Rest easy with our top-notch insurance package (health, life, and travel), applicable to your spouse and descendants.
- Flexibility Redefined: Embrace our hybrid working model for a perfect balance of commitment and personal flexibility.
- Endless and tailored Professional Growth: Fuel your career aspirations with continuous development opportunities on both local and global scales
- Vibrant Work Environment: Immerse yourself in our modern amenities, including zen rooms, free language courses, and diverse company events.
- Culture of Care: Be part of a multicultural environment that prioritizes employee wellbeing and professional growth.
DIVERSITY AND INCLUSION ARE IMPORTANT TO US!
BNP Paribas Cardif is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.
CAN WE COUNT ON YOU?
If you’re ready to shape the future of insurance and your profile aligns with our vision, send us your application with CV, cover letter, and Certificate of Studies. We look forward to welcoming you to our team!
Note: Only complete applications with all the required documentation will be considered.
About the job
- The Corporate Coverage Trainee will work with the Coverage Portugal and Local Business to actively develop the franchise with an objective to increase the Business Line Revenues
Your Main Activities Are
- Support of Coverage Portugal and Local Business, namely Cash Management and Trade
- Reports and statistics to Head of Team and members
- Support in the management of the clients’ portfolio, including but not limited to assist in client relationship ensuring commercial follow-up on initiatives launched
- Mailing and check on quick responses to clients
- Take an active role in preparing Know Your Client (KYC) procedures in cooperation with Relationship Manager (RM)
- Initiation and preparation of onboarding and recertification KYC processes, understanding the purpose of each client onboarding or recertification request and, if need be, explains BNP Paribas KYC process to the client liaising with the Due Diligence Team (DDT)
- Take an active role in preparing Environmental, Social and Governance (ESG) assessments and Clients Action Plans in cooperation with the banker
- Organize and ensure minutes for the regular meetings and action plans with other business lines
- Ensure invites and follow-ups on internal initiatives, such as In-person or virtual conferences
- Data Intelligence by helping cleaning client lists, contacts, Customer Relationship Management (CRM) lists, keeping archive of selected clients, following up on credit approvals and contracts
- Help respond to Request for Proposal (RFP) questions or proposals related to Portugal and pricing validation
- Attend, if necessary, meeting with clients and accompany them with their daily cash management business
- Prepare client pitches and commercial material and take the responsibility for following up on action points until completion
- Perform data input such as reporting and pricing
- Constantly evaluate and understand customer banking practices and trends in the market
Profile and Skills to Success
- Master’s degree in Management, Finance, Economics or Accounting
- Fluency in English, both oral and written
- Knowledge of Finance
- Client relationship and communication skills
- Critical thinking and analytical ability
- Ability to collaborate with others and to work with strict deadlines
#On-Site
Why joining BNP Paribas?
- Leading banking institution
Leading player in banking and financial services in Europe, BNP Paribas operates in 64 countries and has nearly 178,000 employees, including more than 144,000 in Europe
- International reach
The Group holds key positions in several areas of banking and financial services that are structured around three operating divisions:
- Corporate & Institutional Banking (CIB) connects companies needing financing and institutional clients looking for investment opportunities division that offers tailored financial solutions for corporate and institutional clients.
- Commercial, Personal Banking & Services (CPBS) brings together all our commercial banks and several specialised businesses
- Investment & Protection Services (IPS) combines a unique continuum of products and services across protection, saving, investment and real estate including specialised businesses offering a wide range of savings, investment and protection services
- Our presence in Portugal
In Portugal since 1985, BNP Paribas today has more than 9.220 employees, distributed across the Group’s 10 business entities established in the country. Its presence also extends to 11 centres of expertise providing value-added services to various countries where the BNP Paribas Group also operates.
- Diversity and Inclusion commitment
BNP Paribas ´ambition is to cultivate an open and responsive environment for all that encourages collaboration and interaction. We demonstrate our commitment by actively contributing to the Group’s Diversity and Inclusion strategy and goals, in line with the United Nations Sustainable Development Goals. As part of our local Corporate and Social Responsibility – Diversity & Inclusion strategy, BNP Paribas Portugal is committed to:
- Promote a fair and unbiased recruitment process and offer professional development opportunities to all employees
- Celebrate diversity and advocate for inclusion, both externally and internally, encouraging employee’s participation, creating space for different voices to be heard.
To foster the effort of BNP Paribas Portugal, multiple initiatives and events take place throughout the year where our people can find out more on the importance of diversity inclusion at the workplace and in our society.
- Remote Working Conditions
At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working options adapted to our hybrid working environment. To ensure a comfortable and efficient working setup, eligible employees are provided with both office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional items at reduced prices.
- Commitment towards work/life balance
Supporting employees in a hybrid way of working while providing them with the means to maintain a work-life balance is an essential dimension of our Smart Working program. At BNP Paribas, we care about our employees’ wellbeing and promote a culture of good integration between work and personal life.
To find out more on why you should join BNP Paribas please read our Employee Value Proposition and our Career path page.
* Please note that only applications submitted in English will be considered.
* In case you are selected for this role, further documentation will be requested to support your hiring process.
About the Job
- Support Senior Management in the transformation of BNP Paribas, leading their respective teams, planning and structuring activities, ensuring high quality standards at all times
Your Main Activities Are
- Oversee the team’s activities and ensure quality of delivery in alignment with clients’ expectations
- Identify team members’ training and development opportunities, provide coaching, motivate and contribute directly to their performance
- Contribute to further build a meaningful team of internal talents
- Provide project management and consulting expertise to support the Territory
- Nurture and develop current and potential client relationships
- Drive change and use positive influence to ensure client transformation is aligned with local and global strategy
- Seek proactively to develop the team and assist the Head in growing the Team’s brand equity and reputation
- Enhance team involvement on transversal topics related to the team development
- Communicate effectively with all teams, clients and peers and implement a culture of constructive feedback
Profile and Skills to Success
- Master’s degree in Business Management, Engineering, Manufacturing and Construction
- At least 9 years of working experience in Project Management and Consulting
- Fluency in English both oral and written
- Good knowledge of Microsoft Office tools
- Proficiency in Organisation and Strategy, particularly Strategy and Consulting
- Experience in Project Management Framing
About the Team
- Consulting & Transformation (C&T) is part of the COO (Chief Operations Office) scope of BNP Paribas Portugal. Its goal is to advise BNP Paribas’ Management, participating in the framing, design and implementation of projects and operating models aimed at supporting global Functions and CIB (Corporate Investment Banking) Business lines, having both a global and local mandate
#LI-Hybrid
Why joining BNP Paribas?
- Leading banking institution
Leading player in banking and financial services in Europe, BNP Paribas operates in 64 countries and has nearly 178,000 employees, including more than 144,000 in Europe
- International reach
The Group holds key positions in several areas of banking and financial services that are structured around three operating divisions:
- Corporate & Institutional Banking (CIB) connects companies needing financing and institutional clients looking for investment opportunities division that offers tailored financial solutions for corporate and institutional clients.
- Commercial, Personal Banking & Services (CPBS) brings together all our commercial banks and several specialised businesses
- Investment & Protection Services (IPS) combines a unique continuum of products and services across protection, saving, investment and real estate including specialised businesses offering a wide range of savings, investment and protection services
- Our presence in Portugal
In Portugal since 1985, BNP Paribas today has more than 9.220 employees, distributed across the Group’s 10 business entities established in the country. Its presence also extends to 11 centres of expertise providing value-added services to various countries where the BNP Paribas Group also operates.
- Diversity and Inclusion commitment
BNP Paribas ´ambition is to cultivate an open and responsive environment for all that encourages collaboration and interaction. We demonstrate our commitment by actively contributing to the Group’s Diversity and Inclusion strategy and goals, in line with the United Nations Sustainable Development Goals. As part of our local Corporate and Social Responsibility – Diversity & Inclusion strategy, BNP Paribas Portugal is committed to:
- Promote a fair and unbiased recruitment process and offer professional development opportunities to all employees
- Celebrate diversity and advocate for inclusion, both externally and internally, encouraging employee’s participation, creating space for different voices to be heard.
To foster the effort of BNP Paribas Portugal, multiple initiatives and events take place throughout the year where our people can find out more on the importance of diversity inclusion at the workplace and in our society.
- Remote Working Conditions
At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working options adapted to our hybrid working environment. To ensure a comfortable and efficient working setup, eligible employees are provided with both office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional items at reduced prices.
- Commitment towards work/life balance
Supporting employees in a hybrid way of working while providing them with the means to maintain a work-life balance is an essential dimension of our Smart Working program. At BNP Paribas, we care about our employees’ wellbeing and promote a culture of good integration between work and personal life.
To find out more on why you should join BNP Paribas please read our Employee Value Proposition and our Career path page.
* Please note that only applications submitted in English will be considered.
* In case you are selected for this role, further documentation will be requested to support your hiring process.
About the job
Within the Group RISK Function, the main mission of Risk CPBS (Commercial, Personal Banking & Services) is to supervise risk management for credit, counterparty, market and operational risks within the Retail Banking perimeter, which covers the local entities across Europe, to
- Contribute to the implementation of a robust risk management framework, cascading new regulatory and internal requirements to local entities
- Monitor and control risks on its perimeter, providing a dynamic and comprehensive analysis of all the risks incurred within its scope
- Ensure compliance with banking regulations in the risk area, in conjunction with other departments
Your Main Activities Are
- The main responsibility of this role is to act as a liaison between corporate and local entities, by coordinating projects related to implementing new regulatory requirements, improving our risk management processes and enhancing our data quality and reliability
- Projects you might be involved:
- Assist in the deployment of new Basel 4/CRR3 regulation and its impact on Capital Requirements
- Assist in the deployment of new IFRS9 rules to ensure adequate provisioning and treatment of credit operations
- Monitor the integration of Unlikely-to-Pay (UTP) criteria in the credit risk management process
- Consolidate prudential backstop results and calculate provisioning shortfall
- Cascade and/or simplify of credit related policies for all local entities, ensuring compliance with internal and external guidelines/regulation
- Handle other ad-hoc requests (for example: Stress Tests, CRR impact study, ETS)
- Act as support to our local entities in regards to regulatory requirements, prioritization of multiple workstreams, sharing best practices across the region, producing new materials to document or clarify risk management processes or new regulatory demands
- Perform data assessment and participate in the data certification phases. Coordinate and monitor action plans, including IT developments for data implementation, feeding and control.
- Participate in the preparation of materials & minutes for project committees, steering committees and strategic committees (AQC)
Profile and Skills to Success
- Academic background: Business Administration, Economics, Engineering or other similar areas
- 2-4 years of experience in related areas: Risk, Internal Controls, Audit, Consulting, Financial Planning, Accounting
- Languages: fluent English. French is desirable, but not required
- Knowledge in banking/finance industry is desirable, but not mandatory
- Project management
- Good communication (spoken and written) and capability to work and interact with people of different expertise and hierarchical level
- Culture Transformation Change Management
- Process improvement
- Collaborative work and team player
- Adaptability
- Data knowledge
- Risk analysis
#LI-Hybrid
Why joining BNP Paribas?
· Leading banking institution
BNP Paribas is the European Union’s leading bank, and key player in international banking. It operates in 63 countries and has nearly 183.000 employees, including more than 146.000 in Europe.
· Our presence in Portugal
In Portugal since 1985, BNP Paribas today has more than 8.700 employees, distributed across the Group’s 10 business entities established in the country. Its presence also extends to 11 excellence centres providing value-added services to various countries where the BNP Paribas Group also operates.
· International reach
Thanks to its international presence and regular and close collaboration among its different entities, BNP Paribas has the resources to support all clients with financing, investment, savings and protection solutions that help make their projects a success. BNP Paribas holds key positions in its three core operating divisions:
· Retail Banking, a division that brings together all of the Group’s retail activities and specialised business lines;
· Investment & Protection Services that include specialised businesses offering a wide range of savings, investment and protection services;
· Corporate & Institutional Banking division that offers tailored financial solutions for corporate and institutional clients.
· Diversity and Inclusion commitment
BNP Paribas is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.
· Commitment towards work/life balance
At BNP Paribas we care about our employees wellbeing and promote a culture of good integration between work and rest. We believe our employees have rich personal lives outside of work, being fundamental to be disconnected from work to recharge both physically and mentally. Only through this balance we may all be at our best while working.
· Remote Working Conditions
At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working modalities adapted to our hybrid working environment. To guarantee a comfortable and efficient working set-up, eligible employees are provided with both the office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional equipment at reduced prices.
To find out more on why you should join BNP Paribas visit https://bnpp.lk/why-BNP-Paribas-Portugal
* Please note that only applications submitted in English will be considered.
* In case you are selected for this role, further documentation will be requested to support your hiring process.
#CapitalMarkets #ExoticOptions #TradingAnalyst #RiskReporting #ProfitabilityAnalysis #PythonAutomation #FinancialMarkets
About The Job
- Analysts work closely with traders to price, manage risk, and optimize the profitability of the book while continuously improving processes through automation and data driven solutions
Your Main Activities Are
- Produce daily risk and profitability reports for the trading business
- Perform and automate daily tasks
- Price tailored products
- Benchmark results
- Book trades
- Research corporate events and assess their impact on pricing
- Develop and maintain automated tools
- Lead projects that streamline workflows and reduce risk
- Collaborate with IT teams to implement new tools
Profile and Skills to Success
- Master in Engineering or Finance
- Excellent written and spoken English
- Numerical and methodological skills
- Proficiency in Python programming
- Interest in Financial Markets with a good understanding of options trading and pricing
- Ability to work under pressure and meet tight deadlines, and the ability to work in a team
- Detail oriented and innovative mindset
About the team
- The team is part of BNP Paribas Global Markets in Lisbon and focuses on trading exotic options
- Global Markets, the capital markets division of BNP Paribas’ Corporate & Institutional Banking, is a powerhouse delivering top-tier solutions across asset classes. Our Portugal Platform (Porto and Lisbon) stands as a major European HUB and a unique player in the country, boasting a wide range of Front Office roles and services – Trading, Sales, Research, Structuring, Quants & Engineering, Business Dev and Support, Marketing & Client Support, Risk Management, Data Analytics and Machine Learning. With rapid growth and ambitions to make a global impact, we offer numerous short and long-term opportunities
- Get a glimpse into our world- Check out our Global Markets Portugal webpage
#LI-Hybrid #careerboost
Why joining BNP Paribas?
- Leading banking institution
Leading player in banking and financial services in Europe, BNP Paribas operates in 64 countries and has nearly 178,000 employees, including more than 144,000 in Europe
- International reach
The Group holds key positions in several areas of banking and financial services that are structured around three operating divisions:
- Corporate & Institutional Banking (CIB) connects companies needing financing and institutional clients looking for investment opportunities division that offers tailored financial solutions for corporate and institutional clients.
- Commercial, Personal Banking & Services (CPBS) brings together all our commercial banks and several specialised businesses
- Investment & Protection Services (IPS) combines a unique continuum of products and services across protection, saving, investment and real estate including specialised businesses offering a wide range of savings, investment and protection services
- Our presence in Portugal
In Portugal since 1985, BNP Paribas today has more than 9.220 employees, distributed across the Group’s 10 business entities established in the country. Its presence also extends to 11 centres of expertise providing value-added services to various countries where the BNP Paribas Group also operates.
- Diversity and Inclusion commitment
BNP Paribas ´ambition is to cultivate an open and responsive environment for all that encourages collaboration and interaction. We demonstrate our commitment by actively contributing to the Group’s Diversity and Inclusion strategy and goals, in line with the United Nations Sustainable Development Goals. As part of our local Corporate and Social Responsibility – Diversity & Inclusion strategy, BNP Paribas Portugal is committed to:
- Promote a fair and unbiased recruitment process and offer professional development opportunities to all employees
- Celebrate diversity and advocate for inclusion, both externally and internally, encouraging employee’s participation, creating space for different voices to be heard.
To foster the effort of BNP Paribas Portugal, multiple initiatives and events take place throughout the year where our people can find out more on the importance of diversity inclusion at the workplace and in our society.
- Remote Working Conditions
At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working options adapted to our hybrid working environment. To ensure a comfortable and efficient working setup, eligible employees are provided with both office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional items at reduced prices.
- Commitment towards work/life balance
Supporting employees in a hybrid way of working while providing them with the means to maintain a work-life balance is an essential dimension of our Smart Working program. At BNP Paribas, we care about our employees’ wellbeing and promote a culture of good integration between work and personal life.
To find out more on why you should join BNP Paribas please read our Employee Value Proposition and our Career path page.
* Please note that only applications submitted in English will be considered.
* In case you are selected for this role, further documentation will be requested to support your hiring process.
About the job
- As a team lead for our Cyber Program team in Portugal, you will integrate our Cyber Security department, working alongside the Global Program Director in Paris as well as several Cyber-maturity assessors and project management officers to control that the Corporate and Institutional Banking (CIB) cyber-program achieves its targets
- Your responsibility will be to manage the Cyber-Program team in Portugal, be the key point of contact for the program direction in Paris and support the monitoring of projects in situations that require higher seniority to solve
Your Main Activities Are
- Organize the team priorities and tasks to achieve the program objectives
- Manage the team lifecycle: ensure successful onboarding and clear structure for all members, optimize their activities to their strengths and to help them to develop, provide feedback, propose organization improvements, reinforce retention of key resources, participate to recruitment of new talents
- Establish strong coordination with the Cyber-program team in Paris to promote smooth collaboration and ensure expectations are well defined and understood locally
- Control that the delivery quality is aligned with the program expectations
- Build strong understanding of the project portfolio and its objectives to support the monitoring in place and help the team solve difficult situations (identify arbitration / escalation, propose solutions, among others)
- Monitor evidence collection of the projects that contribute towards compliance of frameworks, regulators or other external controllers (Second Line of Defence): help the team build structured approaches, identify risks and actively propose solution for the most complex evidence to validate
- Build coordination with the BNPP Group teams in Portugal who oversee assessing CIB maturity to facilitate the review process
- Support the Cyber-program Steering to prepare presentations to the management or to answer ad hoc requests (regulators, audits)
Profile and Skills to Success
- Bachelor’s Degree in Information Technology / Computer Science or related
- At least 5 years of experience in Information Technology or similar
- Advanced level of English, both written and oral
- Knowledge in ISO 27001, NIST, Digital Operational Resilience Act (DORA) and Microsoft office (Excel, Macro, PowerPoint)
- Knowledge of regulatory standards, ability to translate them into internal policies
- Regulatory (general knowledge in IT and cybersecurity regulators framework)
- Control (Ability to verify operations, ensure that the procedures are being followed)
- General knowledge in cybersecurity risks, frameworks and requirements
- Global knowledge of IT, its major processes and assets and solutions
- Ability to challenge, approve and decide new activities, projects
- Ability to understand business needs
- Ability to understand, explain and support change
- Ability to challenge information
- Ability to develop and leverage networks
- Ability to anticipate business/strategic evolution
- Ability to lead / inspire
- Promote collaboration / Teamwork
- Strong communications skills: clear, sharp, able to solve conflicts
- Personal Impact / Ability to influence
- Adaptability to situations
- Decision making
- Strong organizational skills
#LI-Hybrid
Why joining BNP Paribas?
- Leading banking institution
Leading player in banking and financial services in Europe, BNP Paribas operates in 64 countries and has nearly 178,000 employees, including more than 144,000 in Europe
- International reach
The Group holds key positions in several areas of banking and financial services that are structured around three operating divisions:
- Corporate & Institutional Banking (CIB) connects companies needing financing and institutional clients looking for investment opportunities division that offers tailored financial solutions for corporate and institutional clients
- Commercial, Personal Banking & Services (CPBS) brings together all our commercial banks and several specialised businesses heard
- Investment & Protection Services (IPS) combines a unique continuum of products and services across protection, saving, investment and real estate including specialised businesses offering a wide range of savings, investment and protection services
- Our presence in Portugal
In Portugal since 1985, BNP Paribas today has more than 9.220 employees, distributed across the Group’s 10 business entities established in the country. Its presence also extends to 11 centres of expertise providing value-added services to various countries where the BNP Paribas Group also operates.
- Diversity and Inclusion commitment
BNP Paribas ´ambition is to cultivate an open and responsive environment for all that encourages collaboration and interaction. We demonstrate our commitment by actively contributing to the Group’s Diversity and Inclusion strategy and goals, in line with the United Nations Sustainable Development Goals. As part of our local Corporate and Social Responsibility – Diversity & Inclusion strategy, BNP Paribas Portugal is committed to:
- Promote a fair and unbiased recruitment process and offer professional development opportunities to all employees
- Celebrate diversity and advocate for inclusion, both externally and internally, encouraging employee’s participation, creating space for different voices to be heard.
To foster the effort of BNP Paribas Portugal, multiple initiatives and events take place throughout the year where our people can find out more on the importance of diversity inclusion at the workplace and in our society.
- Remote Working Conditions
At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working options adapted to our hybrid working environment. To ensure a comfortable and efficient working setup, eligible employees are provided with both office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional items at reduced prices.
- Commitment towards work/life balance
Supporting employees in a hybrid way of working while providing them with the means to maintain a work-life balance is an essential dimension of our Smart Working program. At BNP Paribas, we care about our employees’ wellbeing and promote a culture of good integration between work and personal life.
To find out more on why you should join BNP Paribas please read our Employee Value Proposition and our Career path page.
* Please note that only applications submitted in English will be considered.
* In case you are selected for this role, further documentation will be requested to support your hiring process.
About the job
- People Analytics is the data expertise center of the HR department. Its goal is to support HR teams in leveraging data to help strategically manage activities and improve employee experience. To achieve this, People Analytics relies on a data hub that gathers HR data from various sources as well as on data processing, data visualization, and data science tools. People Analytics offers analyses, dashboards, predictive models, and digital solutions that meet the needs of senior management, HR teams, and business units. The team is particularly responsible for monitoring and analyzing workforce trends, and sharing these figures with our external stakeholders and senior management. Within People Analytics, you will join a dynamic and multidisciplinary team of about forty collaborators, working in an agile mode (data analysts, data engineers, data scientists) and will be in constant contact with other HR department collaborators. As a Data Analyst, in collaboration with the team’s data scientists and data engineers, you will build analyses and participate in the development of projects that help make strategic decisions for the function.
Your Main Activities Are
- Understand the needs expressed by senior management, HR teams, or the business
- Translate them into an analytical roadmap (scope of analysis, metrics…) to help make decisions
- Develop dashboards (Power BI and Tableau) and analyses independently (preparation, exploration, descriptive analysis, data visualization…) or in collaboration with data scientists (clustering, machine learning, NLP…) and data engineers of the team (industrialization phase)
- Contribute to the monitoring and analysis of workforce trends, from data collection to the delivery of analyses to senior management
- Clearly communicate actionable recommendations orally and in writing through reliable and quality deliverables
Profile and Skills to Success
- Academic Background in Finance, Management or Audit
- Fluency in English
- Quantitative and analytical skills
- Organizational skills
- Communication skills (oral and written)
- Data Quality and Security
- Problem-solving Skills
- Knowledge in Tableau; PowerBI, Excel and DataIKU
#LI-Hybrid
Why joining BNP Paribas?
- Leading banking institution
Leading player in banking and financial services in Europe, BNP Paribas operates in 64 countries and has nearly 178,000 employees, including more than 144,000 in Europe
- International reach
The Group holds key positions in several areas of banking and financial services that are structured around three operating divisions:
- Corporate & Institutional Banking (CIB) connects companies needing financing and institutional clients looking for investment opportunities division that offers tailored financial solutions for corporate and institutional clients.
- Commercial, Personal Banking & Services (CPBS) brings together all our commercial banks and several specialised businesses
- Investment & Protection Services (IPS) combines a unique continuum of products and services across protection, saving, investment and real estate including specialised businesses offering a wide range of savings, investment and protection services
- Our presence in Portugal
In Portugal since 1985, BNP Paribas today has more than 9.220 employees, distributed across the Group’s 10 business entities established in the country. Its presence also extends to 11 centres of expertise providing value-added services to various countries where the BNP Paribas Group also operates.
- Diversity and Inclusion commitment
BNP Paribas ´ambition is to cultivate an open and responsive environment for all that encourages collaboration and interaction. We demonstrate our commitment by actively contributing to the Group’s Diversity and Inclusion strategy and goals, in line with the United Nations Sustainable Development Goals. As part of our local Corporate and Social Responsibility – Diversity & Inclusion strategy, BNP Paribas Portugal is committed to:
- Promote a fair and unbiased recruitment process and offer professional development opportunities to all employees
- Celebrate diversity and advocate for inclusion, both externally and internally, encouraging employee’s participation, creating space for different voices to be heard.
To foster the effort of BNP Paribas Portugal, multiple initiatives and events take place throughout the year where our people can find out more on the importance of diversity inclusion at the workplace and in our society.
- Remote Working Conditions
At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working options adapted to our hybrid working environment. To ensure a comfortable and efficient working setup, eligible employees are provided with both office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional items at reduced prices.
- Commitment towards work/life balance
Supporting employees in a hybrid way of working while providing them with the means to maintain a work-life balance is an essential dimension of our Smart Working program. At BNP Paribas, we care about our employees’ wellbeing and promote a culture of good integration between work and personal life.
To find out more on why you should join BNP Paribas please read our Employee Value Proposition and our Career path page.
* Please note that only applications submitted in English will be considered.
* In case you are selected for this role, further documentation will be requested to support your hiring process.
About the job
- The Senior Business Analyst’s mission is to establish the link between the Business operational teams/Product and IT, translating each business need into detailed requirements. Collects and analyses every new need deriving from market changes, internal projects, client requests or simply users requests for enhancement of the system, proposing and documenting the most optimal solutions to meet users and/or client’s expectations, always involving all relevant stakeholders in the process
Your Main Activities Are
- Understand and analyse the needs coming from the Business or deriving from market changes, proposing sustainable solutions, in line with the entity’s strategic plan, and converting them into detailed requirements
- Involve all relevant stakeholders in the process of definition and validation of any new requirement, assessing all potential impacts
- Ensure the implementation of the new features and changes in Production environment
- Follow the go live process, compare the impacts towards expectations and propose adjustments when needed
- Act as a reference in the function and capitalize on the gathered experience to share knowledge, train and coach others
Profile and Skills to Success
- Bachelor Degree in Information Technology and Computer Science or related
- At least 5 years of experience in Information Technology or similar
- Advanced level of English, both written and oral
- Ability to understand, explain and support change
- Ability to collaborate / teamwork
- Analytical ability
#LI-Hybrid
Why joining BNP Paribas?
- Leading banking institution
Leading player in banking and financial services in Europe, BNP Paribas operates in 64 countries and has nearly 178,000 employees, including more than 144,000 in Europe
- International reach
The Group holds key positions in several areas of banking and financial services that are structured around three operating divisions:
- Corporate & Institutional Banking (CIB) connects companies needing financing and institutional clients looking for investment opportunities division that offers tailored financial solutions for corporate and institutional clients.
- Commercial, Personal Banking & Services (CPBS) brings together all our commercial banks and several specialised businesses
- Investment & Protection Services (IPS) combines a unique continuum of products and services across protection, saving, investment and real estate including specialised businesses offering a wide range of savings, investment and protection services
- Our presence in Portugal
In Portugal since 1985, BNP Paribas today has more than 9.220 employees, distributed across the Group’s 10 business entities established in the country. Its presence also extends to 11 centres of expertise providing value-added services to various countries where the BNP Paribas Group also operates.
- Diversity and Inclusion commitment
BNP Paribas ´ambition is to cultivate an open and responsive environment for all that encourages collaboration and interaction. We demonstrate our commitment by actively contributing to the Group’s Diversity and Inclusion strategy and goals, in line with the United Nations Sustainable Development Goals. As part of our local Corporate and Social Responsibility – Diversity & Inclusion strategy, BNP Paribas Portugal is committed to:
- Promote a fair and unbiased recruitment process and offer professional development opportunities to all employees
- Celebrate diversity and advocate for inclusion, both externally and internally, encouraging employee’s participation, creating space for different voices to be heard.
To foster the effort of BNP Paribas Portugal, multiple initiatives and events take place throughout the year where our people can find out more on the importance of diversity inclusion at the workplace and in our society.
- Remote Working Conditions
At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working options adapted to our hybrid working environment. To ensure a comfortable and efficient working setup, eligible employees are provided with both office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional items at reduced prices.
- Commitment towards work/life balance
Supporting employees in a hybrid way of working while providing them with the means to maintain a work-life balance is an essential dimension of our Smart Working program. At BNP Paribas, we care about our employees’ wellbeing and promote a culture of good integration between work and personal life.
To find out more on why you should join BNP Paribas please read our Employee Value Proposition and our Career path page.
* Please note that only applications submitted in English will be considered.
* In case you are selected for this role, further documentation will be requested to support your hiring process.
About the job
- The Anti-Money Laundering Level 2 Officer (AML L2 Officer) performs an initial review of alerts escalated by Anti-Money Laundering Level 1 (AML L1), followed by more in-depth investigations for alerts that warrant an in-depth investigation. AML L2 Officers can make a decision either to close a case (subject to a 4-eyes review) or escalate to Anti-Money Laundering Level 3 (AML L3) Local Compliance Teams those cases which may warrant the filing of Suspicious Activity Reports or in any case indicate conduct which appears to sit outside the Group’s risk appetite
Your Main Activities Are
- Deliver a timely and efficient investigation of alerts escalated by AML L1 by ensuring alerts are correctly prioritised by order of date or risk category and by handling the alerts efficiently, working effectively with internal stakeholders to obtain all relevant information
- Conduct diligent desktop research to assess relevant data for each alert which will often include Know Your Client (KYC), payment details, account activity, clients’ counterparts’ business activity, records of counterparts’ owners and directors, location and choice of payment vehicle
- Write and think clearly and succinctly to produce cogent and incisive investigation reports. The investigation reports should allow the reader to understand the logic of the investigator’s assessment of risks, the conclusions to close or escalate the case and to easily link the investigators’ findings to the evidence collated by the investigator
- Keep updated on developments around the world and locally in the market concerned so as to make intelligent assessments in a broad range of cases whether the payment flows give reason to suspect any type of financial crime, whether this be money laundering, tax evasion, sanctions circumvention, bribery & corruption, financing of terrorist activity or other types of criminal activity
- Contribute to the team’s organisation and coherence by facilitating discussions within the team (e.g., at morning meetings)
- Contribute to the continuous improvement of processes and tools by identifying and measuring process inefficiencies or tool deficiencies, escalating these so that proposed changes can be assessed and sharing bet practice with other AML L2 and Compliance Hub Teams
Profile and Skills to Success
- Highschool
- Audit ([0 – 2] years)
- Compliance ([0 – 2] years)
- Risk and Controls ([0 – 2] years)
- Attention to detail/rigor: Beginner
- Decision Making: Beginner
- Ability to collaborate/Teamwork: Beginner
- Analytical Ability: Beginner
- Compliance – Compliance knowledge: Beginner
- Compliance Actimize: Beginner
- Financial Software Norkom (Transaction Monitoring): Beginner)
- English (Fluent) and French (Fluent)
#LI-Hybrid
Why joining BNP Paribas?
- Leading banking institution
Leading player in banking and financial services in Europe, BNP Paribas operates in 64 countries and has nearly 178,000 employees, including more than 144,000 in Europe
- International reach
The Group holds key positions in several areas of banking and financial services that are structured around three operating divisions:
- Corporate & Institutional Banking (CIB) connects companies needing financing and institutional clients looking for investment opportunities division that offers tailored financial solutions for corporate and institutional clients
- Commercial, Personal Banking & Services (CPBS) brings together all our commercial banks and several specialised businesses heard
- Investment & Protection Services (IPS) combines a unique continuum of products and services across protection, saving, investment and real estate including specialised businesses offering a wide range of savings, investment and protection services
- Our presence in Portugal
In Portugal since 1985, BNP Paribas today has more than 9.220 employees, distributed across the Group’s 10 business entities established in the country. Its presence also extends to 11 centres of expertise providing value-added services to various countries where the BNP Paribas Group also operates.
- Diversity and Inclusion commitment
BNP Paribas ´ambition is to cultivate an open and responsive environment for all that encourages collaboration and interaction. We demonstrate our commitment by actively contributing to the Group’s Diversity and Inclusion strategy and goals, in line with the United Nations Sustainable Development Goals. As part of our local Corporate and Social Responsibility – Diversity & Inclusion strategy, BNP Paribas Portugal is committed to:
- Promote a fair and unbiased recruitment process and offer professional development opportunities to all employees
- Celebrate diversity and advocate for inclusion, both externally and internally, encouraging employee’s participation, creating space for different voices to be heard.
To foster the effort of BNP Paribas Portugal, multiple initiatives and events take place throughout the year where our people can find out more on the importance of diversity inclusion at the workplace and in our society.
- Remote Working Conditions
At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working options adapted to our hybrid working environment. To ensure a comfortable and efficient working setup, eligible employees are provided with both office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional items at reduced prices.
- Commitment towards work/life balance
Supporting employees in a hybrid way of working while providing them with the means to maintain a work-life balance is an essential dimension of our Smart Working program. At BNP Paribas, we care about our employees’ wellbeing and promote a culture of good integration between work and personal life.
To find out more on why you should join BNP Paribas please read our Employee Value Proposition and our Career path page.
* Please note that only applications submitted in English will be considered.
* In case you are selected for this role, further documentation will be requested to support your hiring process.