About the job

Under factoring contracts Domestic, Import and/or Export for BNP Paribas Factor Portugal and BNP Paribas Factor Spain, the Debt Collector is responsible for the recovery of debts. He/She responds to the Team Leader of the Recovery Process International. The actions carried out must consider the subsidiary’s development priorities in terms of products and markets and be carried out in a spirit of transversally with the subsidiary’s other management. The debt collector must execute his work in a responsible manner in accordance with the values and beliefs of the BNPP Group – Code of Conduct – particularly the principles of Diversity and Inclusion.

Business mission: 

• Follow up buyers by telephone, email or other means to obtain payment of invoices;
• Qualify and analyze information obtained from buyers on reasons for non-payment;
• Controlling buyer risk by sharing information with our clients;
• Know and apply the rules and vigilance instructions introduced by Compliance and/or the principals in terms of both Financial Security and Protection of client interests, Market Integrity, Professional Ethics or Banking and Tax Laws.

Your main activities are

• Dealing portfolios actions; 
• Carry out recovery actions by telephone/email/other to qualify invoices;
• Process incoming calls and emails;
• Updating contact details;
• Check the seller’s activity to make the right questions during the recovery action; 
• Analysing the buyer’s behaviour (typology) in order to adapt the conversation and make the right decisions;
• Identify incorrect benefits or invoices and inform the supplier about the dispute;
• Transmit to the clients legal department, the risks detected (buyers in RJ/LJ or false invoice); 
• Report buyer/seller claims and assist in resolution; 
• Participate in the department’s productivity by proposing improvement ideas;
• Perform other missions and/or administrative tasks defined by the Leader Team as part of the monitoring of the activity;
• Acts in accordance with the instructions of Compliance and/or the clients and in relation to the fight against money laundering, the financing of terrorism, tax fraud, internal and external corruption, market integrity, banking and tax laws and applies the guidelines on International Financial Sanctions and the KYC policy; 
• Act with ethics and integrity, in accordance with the code of conduct and the protection of client interests.

Profile and skills to success

Behavioural Skills

• Client focused
• Organizational skills
• Ability to deliver/Results driven
• Ability to collaborate/ Teamwork
• Adaptability- Attention to detail/rigor
• Communication skills
• Oral & written

Transversal Skills 

• Analytical Ability
• Ability to develop others & improve their skills
• Ability to manage/facilitate a meeting, seminar, committee, training

Business Skills

• Factoring recovery
• Middle Office Operations
• Operations and processes

Languages

• Dutch (mandatory)
• English (mandatory)

Methodologies/Tools/Technologies

• Business tools

#LI-Onsite #careerboost

Why joining BNP Paribas? 

· Leading banking institution

BNP Paribas is the European Union’s leading bank, and key player in international banking. It operates in 63 countries and has nearly 183.000 employees, including more than 146.000 in Europe.

· Our presence in Portugal

In Portugal since 1985, BNP Paribas today has more than 8.700 employees, distributed across the Group’s 10 business entities established in the country. Its presence also extends to 11 excellence centres providing value-added services to various countries where the BNP Paribas Group also operates.

· International reach 

Thanks to its international presence and regular and close collaboration among its different entities, BNP Paribas has the resources to support all clients with financing, investment, savings and protection solutions that help make their projects a success. BNP Paribas holds key positions in its three core operating divisions: 

• Retail Banking, a division that brings together all of the Group’s retail activities and specialised business lines; 
• Investment & Protection Services that include specialised businesses offering a wide range of savings, investment and protection services; 
• Corporate & Institutional Banking division that offers tailored financial solutions for corporate and institutional clients.

· Diversity and Inclusion commitment 

BNP Paribas is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.

· Commitment towards work/life balance

At BNP Paribas we care about our employees wellbeing and promote a culture of good integration between work and rest. We believe our employees have rich personal lives outside of work, being fundamental to be disconnected from work to recharge both physically and mentally. Only through this balance we may all be at our best while working.

· Remote Working Conditions

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working modalities adapted to our hybrid working environment. To guarantee a comfortable and efficient working set-up, eligible employees are provided with both the office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional equipment at reduced prices. 

To find out more on why you should join BNP Paribas visit https://bnpp.lk/why-BNP-Paribas-Portugal

* Please note that only applications submitted in English will be considered. 

* In case you are selected for this role, further documentation will be requested to support your hiring process.

About the job

Your Main Activities Are

• Analyze market abuse alerts (from Insider Dealing and Market Manipulation scenarios) by reviewing the contents of the alert, conducting an investigation using internal tools and external sources of information and reaching sensible and well-documented conclusions in accordance with the applicable operating procedure
• Deliver a timely and efficient analysis by ensuring alerts are correctly prioritized by order of date or risk category and by handling the alerts efficiently
• Contribute to define the team’s appropriate risk base approach as well as to the overall team’s efficiency and reduce number of alerts escalated to Level 2
• Contribute to the continuous improvement of processes and tools by identifying and measuring process inefficiencies or tool deficiencies, escalating these so that proposed changes can be assessed and sharing best practice with other Market Abuse Teams and Compliance Hub Teams
• Contribute to the team’s organization and coherence by facilitating discussions with the team (e.g. at morning meetings)
• Participate in transversal tasks or projects assigned by Team Leader, that consolidate the team’s knowledge
• Contribute to the sharing of best practice across the Compliance Hub

Profile and Skills to Success

• High school
• Up to 2 years of experience in Compliance or similar
• Advanced level of English, both written and oral
• Attention to detail / rigor
• Ability to collaborate / teamwork
• Analytical ability
• Decision making

#LI-Hybrid 

Why joining BNP Paribas? 

· Leading banking institution

BNP Paribas is the European Union’s leading bank, and key player in international banking. It operates in 63 countries and has nearly 183.000 employees, including more than 146.000 in Europe.

· Our presence in Portugal

In Portugal since 1985, BNP Paribas today has more than 8.700 employees, distributed across the Group’s 10 business entities established in the country. Its presence also extends to 11 excellence centres providing value-added services to various countries where the BNP Paribas Group also operates.

· International reach 

Thanks to its international presence and regular and close collaboration among its different entities, BNP Paribas has the resources to support all clients with financing, investment, savings and protection solutions that help make their projects a success. BNP Paribas holds key positions in its three core operating divisions: 

• Retail Banking, a division that brings together all of the Group’s retail activities and specialised business lines; 
• Investment & Protection Services that include specialised businesses offering a wide range of savings, investment and protection services; 
• Corporate & Institutional Banking division that offers tailored financial solutions for corporate and institutional clients.

· Diversity and Inclusion commitment 

BNP Paribas is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.

· Commitment towards work/life balance

At BNP Paribas we care about our employees wellbeing and promote a culture of good integration between work and rest. We believe our employees have rich personal lives outside of work, being fundamental to be disconnected from work to recharge both physically and mentally. Only through this balance we may all be at our best while working.

· Remote Working Conditions

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working modalities adapted to our hybrid working environment. To guarantee a comfortable and efficient working set-up, eligible employees are provided with both the office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional equipment at reduced prices. 

To find out more on why you should join BNP Paribas visit https://bnpp.lk/why-BNP-Paribas-Portugal

* Please note that only applications submitted in English will be considered. 

* In case you are selected for this role, further documentation will be requested to support your hiring process.

WHO ARE WE ?

BNP PARIBAS CARDIF, the Insurer for a Changing World.  

We are the world leader in the creditor insurance market with strong positions in savings and protection insurance in more than 30 countries all around the world. 

European Service Center – Cardif Services, European Platform of Services with a diversity of processes aiming to bring excellence to our Internal Clients, being part of BNP Paribas Cardif, is an organization dedicated to providing other BNP Paribas Cardif entities with a diversity of processes and services connected to insurance activity. We aim to bring excellence to our internal clients, ensuring highest levels of efficiency and reliability. With over 480 employees and 6 working languages, we are a multicultural and a diverse team, operating in Porto and Lisbon, Portugal. 

We are currently considering spontaneous applications for talented and motivated finance & accounting professionals for our office in Porto!

Due to our ambitious growth and expansion plans in our Finance Business Unit in Porto, for 2026 and beyond, we welcome applications for the following areas and departments:

• Financial Reporting
• Accounting (general, transactional, technical, bank reconciliations, etc.)
• Management Control
• Financial Internal Control
• International Financial Control
• Financial Consolidation
• Real estate accounting

Bonus points if you are fluent in French!

WHAT DO WE OFFER 

Besides our attractive salary, you will benefit:

• Meals allowance
• Transportation allowance
• Child allowance
• Private Health Insurance including spouse and descendants, Life Insurance, Travel Insurance
• Hybrid working mode – a balance between office days to reinforce commitment, creativity and human links, and homeworking days for flexibility of the employees 
• Continuous development and career growth opportunities on a local and global level
• And much more…

The work environment is important!

• Work in a multicultural environment with multiple nationalities,
• Be part of a people care company with a strong & continuous growth investing in its employees through training and career opportunities.

Our commitments to you

• Diversity and Inclusion commitment

BNP Paribas Cardif is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.

• Commitment towards work/life balance

At BNP Paribas Cardif we care about our employees wellbeing and promote a culture of good integration between work and rest. We believe our employees have rich personal lives outside of work, being fundamental to be disconnected from work to recharge both physically and mentally. Only through this balance we may all be at our best while working.

• Remote Working Conditions

At BNP Paribas Cardif, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working modalities adapted to our hybrid working environment. 

If your profile and motivations matches our needs and you feel motivated to join our company, do not hesitate in sending us you application. 

We will be delighted to consider you for this position.

Please note that only applications submitted with CV, Cover letter & Certificate of Studies will be considered and move forward in the application process.

About the job

Your Main Activities Are

• Process activities following the operational procedures in place, ensuring the SLA is met and perform the tasks according to work allocation
• Performing the controls according to the procedures and risk mapping (checklists, 4 eyes check…)
• Analyse and integrate missing data in the systems while comparing data from different sources ensuring its reliability
• Manage queries, while understanding the different priorities and forward the requests to the respective departments
• Ensure escalation of non solved queries and potential incidents
• Extract reports, gather information and provide information to support the decision process and/or oversight duties
• Ensure client satisfaction by following up on their instructions, ensuring that queries are dealt in a timely manner and respecting the norms and standards
• Training the newcomers, smoothing the onboarding process
• Sharing continuous improvement projects by raising improvement points and contribute to implement them
• Contribute to a good team atmosphere and follow the Group’s code of conduct

Profile and Skills to Success

• Bachelor’s degree in Economics, Finance or Accounting
• Relevant experience in Banking and Financial Operations
• Fluent (C1-C2) level of English
• Ability to collaborate / teamwork 
• Attention to detail / rigor 
• Client focused 
• Organisational skills 
• Critical thinking
• Ability to deliver / results driven
• Skills in Office pack (namely in Excel, PowerPoint and Word)

#LI-Hybrid 

Why joining BNP Paribas? 

· Leading banking institution

BNP Paribas is the European Union’s leading bank, and key player in international banking. It operates in 63 countries and has nearly 183.000 employees, including more than 146.000 in Europe.

· Our presence in Portugal

In Portugal since 1985, BNP Paribas today has more than 8.700 employees, distributed across the Group’s 10 business entities established in the country. Its presence also extends to 11 excellence centres providing value-added services to various countries where the BNP Paribas Group also operates.

· International reach 

Thanks to its international presence and regular and close collaboration among its different entities, BNP Paribas has the resources to support all clients with financing, investment, savings and protection solutions that help make their projects a success. BNP Paribas holds key positions in its three core operating divisions: 

• Retail Banking, a division that brings together all of the Group’s retail activities and specialised business lines; 
• Investment & Protection Services that include specialised businesses offering a wide range of savings, investment and protection services; 
• Corporate & Institutional Banking division that offers tailored financial solutions for corporate and institutional clients.

· Diversity and Inclusion commitment 

BNP Paribas is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.

· Commitment towards work/life balance

At BNP Paribas we care about our employees wellbeing and promote a culture of good integration between work and rest. We believe our employees have rich personal lives outside of work, being fundamental to be disconnected from work to recharge both physically and mentally. Only through this balance we may all be at our best while working.

· Remote Working Conditions

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working modalities adapted to our hybrid working environment. To guarantee a comfortable and efficient working set-up, eligible employees are provided with both the office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional equipment at reduced prices. 

To find out more on why you should join BNP Paribas visit https://bnpp.lk/why-BNP-Paribas-Portugal

* Please note that only applications submitted in English will be considered. 

* In case you are selected for this role, further documentation will be requested to support your hiring process.

About the job

Your Main Activities Are

• Acquire a strong knowledge of the accounting control set up quality in the regions/entities placed under your scope
• Build a strong, trust, honest and efficient two-way communication and partnership with the region/entities/process stakeholders under your coverage
• Ensure that the Group Accounting Control Plan is properly rolled out and monitored in the regions/entities placed under your coverage
• Perform on-site audits (travels to be expected) of the controls set-up in the regions and entities under your coverage
• Estimate and measure the deficiencies identified in the accounting controls set up under your coverage and prepare associated reports to Senior Management and governance bodies
• Ensure that Regional Finance teams comply with their control obligations, and that they have fully implemented the Group Accounting Control Plan and all procedures prescribed by the Infinity EMEA Platform
• To obtain and analyse FACT certificates from the different entities and regions
• To have a good knowledge of the problems faced by the entities/regions
• To contribute in the preparation of the related reports
• Monitor recommendations issued by General Inspection / Internal Audit, Regulators and External Auditors in the regions
• Follow up operational risk incidents involving Finance and their impact on the control framework. Monitor remediation plans and timeline
• Hold regular (at least quarterly) Internal Control Committee (FORCC) meetings with the regions and entities of the scope to review the accounting control issues
• Contribute to the Accounting and Financial Risk Committee (AFRiC) for the allocated regions and transversal topics
• Hold ad-hoc meetings with Regional Finance when needed
• To ensure that any other Controls Plans are properly rolled-out

Profile and Skills to Success

• Master degree or equivalent
• At least  3 years of professional experience in control, finance or audit
• Strong accounting expertise
• Fluent in English both spoken and written
• Strong and concise communication skills both spoken and written
• Team work
• Strong control background and ability to question and challenge the information received
• Ability to manage priorities in a context of tight deadlines
• Flexible in daily workload and good organizational skills
• Curious by nature, careful to detail, rigorous, reliable, open-minded, well-organized, efficient, methodical and spot-on
• Able to develop and leverage network
• Ability to understand, explain and support change
• Capble of inspiring others and generate people’s commitment
• Ability to anticipate business and/or strategic evolution     
• Weekend working and long days during closing period are compensated according to the Bank policy

About the Team

• BNP Paribas EMEA Finance employs 500 employees. We manage more than 250 BNP Paribas entities from all over Europe, covering +60% of Group’s balance sheet and all group’s banking activities (Corporate & Investment Banking, Retail Banking, Personal Finance and other financial services activities…)
• Our mission is to measure, control and explain all the financial indicators required to monitor accounting, tax, regulatory, liquidity, credit risk reporting and management result activities

#LI-Hybrid #careerboost

Why joining BNP Paribas? 

· Leading banking institution

BNP Paribas is the European Union’s leading bank, and key player in international banking. It operates in 63 countries and has nearly 183.000 employees, including more than 146.000 in Europe.

· Our presence in Portugal

In Portugal since 1985, BNP Paribas today has more than 8.700 employees, distributed across the Group’s 10 business entities established in the country. Its presence also extends to 11 excellence centres providing value-added services to various countries where the BNP Paribas Group also operates.

· International reach

Thanks to its international presence and regular and close collaboration among its different entities, BNP Paribas has the resources to support all clients with financing, investment, savings and protection solutions that help make their projects a success. BNP Paribas holds key positions in its three core operating divisions: 

• Retail Banking, a division that brings together all of the Group’s retail activities and specialised business lines; 
• Investment & Protection Services that include specialised businesses offering a wide range of savings, investment and protection services; 
• Corporate & Institutional Banking division that offers tailored financial solutions for corporate and institutional clients.

· Diversity and Inclusion commitment

BNP Paribas is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.

· Commitment towards work/life balance

At BNP Paribas we care about our employees wellbeing and promote a culture of good integration between work and rest. We believe our employees have rich personal lives outside of work, being fundamental to be disconnected from work to recharge both physically and mentally. Only through this balance we may all be at our best while working.

· Remote Working Conditions

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working modalities adapted to our hybrid working environment. To guarantee a comfortable and efficient working set-up, eligible employees are provided with both the office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional equipment at reduced prices. 

To find out more on why you should join BNP Paribas visit https://bnpp.lk/why-BNP-Paribas-Portugal

* Please note that only applications submitted in English will be considered. 

* In case you are selected for this role, further documentation will be requested to support your hiring process.

About the job

• Our mission is to measure, control and explain all the financial indicators required to monitor accounting, tax, regulatory, liquidity, credit risk reporting and management result activities.
• As a Second Line of Defense Control Testing Specialist at Lisbon, you will play a crucial role in ensuring the integrity and effectiveness of the BNPP’s control environment on financial information (Capital, Liquidity/Resolution and Performance Management). Operating within the Finance & Strategy Department, you will conduct comprehensive assessments to validate the efficiency of control measures implemented by the first line of defense and report conclusions/findings in the adequate governance

Your Main Activities Are

• Employing a risk-based approach to prioritize control testing activities, focusing on areas with the highest potential impact
• Cultivating a culture of compliance and accountability by promoting awareness of control requirements and fostering open communication across all management levels, achievable through collaborating with all relevant stakeholders, from the process/ control owners, to management, to internal audit
• Continuously evaluating and enhancing methodologies and techniques to stay ahead of evolving risks and expectations, having objectivity and professionalism on all our interactions and engagements

Profile and Skills to Success

• Bachelor’s degree or equivalent
• Previous experience in internal or external audit, risk management, or control testing
• Strong understanding of risk management principles, regulatory requirements, and industry best practices
• Accounting and Financial knowledge
• Excellent Office skills, including Excel, PowerPoint, Word and Visio
• Fluent in English, verbal and written
• Proficiency in conducting control testing procedures and assessing control effectiveness
• Excellent analytical skills with the ability to identify and assess control deficiencies and recommend practical solutions
• Effective communication skills, with the ability to convey complex concepts and findings to diverse audiences
• Detail-oriented approach with a focus on accuracy and precision in documentation and reporting
• Proven ability to collaborate effectively with all stakeholders
• Ability to develop a global view of control framework, produce gap analysis, identify root causes, and suggests remediation and timeline
• Collaboration skills including the ability to integrate and act upon the diverse perspectives of business unit managers, Finance managers and other function managers
• Risk mitigation skills to help eliminate potential roadblocks in the design and control plans
• Show curiosity

About the Team

#LI-Hybrid

Why joining BNP Paribas? 

· Leading banking institution

BNP Paribas is the European Union’s leading bank, and key player in international banking. It operates in 63 countries and has nearly 183.000 employees, including more than 146.000 in Europe.

· Our presence in Portugal

In Portugal since 1985, BNP Paribas today has more than 8.700 employees, distributed across the Group’s 10 business entities established in the country. Its presence also extends to 11 excellence centres providing value-added services to various countries where the BNP Paribas Group also operates.

· International reach

Thanks to its international presence and regular and close collaboration among its different entities, BNP Paribas has the resources to support all clients with financing, investment, savings and protection solutions that help make their projects a success. BNP Paribas holds key positions in its three core operating divisions: 

• Retail Banking, a division that brings together all of the Group’s retail activities and specialised business lines; 
• Investment & Protection Services that include specialised businesses offering a wide range of savings, investment and protection services; 
• Corporate & Institutional Banking division that offers tailored financial solutions for corporate and institutional clients.

· Diversity and Inclusion commitment

BNP Paribas is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.

· Commitment towards work/life balance

At BNP Paribas we care about our employees wellbeing and promote a culture of good integration between work and rest. We believe our employees have rich personal lives outside of work, being fundamental to be disconnected from work to recharge both physically and mentally. Only through this balance we may all be at our best while working.

· Remote Working Conditions

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working modalities adapted to our hybrid working environment. To guarantee a comfortable and efficient working set-up, eligible employees are provided with both the office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional equipment at reduced prices. 

To find out more on why you should join BNP Paribas visit https://bnpp.lk/why-BNP-Paribas-Portugal

* Please note that only applications submitted in English will be considered. 

* In case you are selected for this role, further documentation will be requested to support your hiring process.

Present in more than 30 countries, BNP Paribas Personal Finance leads the personal and consumer credit business. In some markets we are leaders, and we bet on innovation to open up new opportunities, in others we are a fast growing business. In all markets, we value relationships, knowledge sharing and responsible action

  

In practice, your day-to-day

• As a Data Scientist in the Scoring Center team, you will undertake projects to build risk prediction models. Your main responsibilities will be: 
  • As part of your modelling projects, you assess the needs expressed, define and propose the adapted deliverables and estimate their burden and time frame through an implementation plan that takes into account the challenges and constraints. You use statistical modelling methods (such as Logistic Regression, Random Forest, Gradient Boosting…), analyze and explain the results
  • You lead the project, keep track of the schedule and support the implementation and monitoring of the tools issued
  • As part of the monitoring and optimization of the BNP Paribas Personal Finance score models, you participate in the monitoring campaigns of the scores: generation and analysis of monitoring results, diagnosis and action plan
  • You are also responsible for conducting or analyzing statistical studies related to risk prediction models. If necessary, you take part in analytical support missions to the Group’s international entities and in the processing of audit recommendations relating to the Basel regulatory project
  • In addition, you actively contribute to the transversal missions of the Scoring Center: technological and methodological watch, regulatory watch, training, analytical support for the Group’s international entities

The Mission is important, but so is the Team and the workplace!

• Welcome to BNP Paribas Personal Finance, where you will integrate the Analytics Hub, an innovative, international and creative team. Our working language is English
• You will be in the Scoring Center teams that are made up of 30 Data Scientists that will work with you. The team in Lisbon is new and everyone is growing together. You’ll be surrounded by colleagues working in the same field as you, sharing ideas and experiences
• We are prepared to welcome you with an initial onboarding plan, with on-the-job training, online learning and networking opportunities

What do we have to offer you?

• This is a very important topic that we will address together, taking into account your training and experience.

Are you the one we are looking for?

• Do you have a Degree in Data Science, Mathematics or Statistics?
• Do you have a scientific background and at least 3 years of experience in a statistical or risk environment, preferably modelling in banking or insurance environment?”
• Do you have good skills in Python?
• Are you proficient in modelling environment or data lab and have a strong knowledge of the main data science libraries?
• Do you have experience in machine models industrialization?
• Are you able to work on several projects in parallel and are acknowledge for your accuracy?
• Are you fluent in oral and written English?
• If you recognize yourself in this description, and have a lot of enthusiasm, energy and motivation, then you are the one we are looking for!
• We look forward to your application!

Our commitments

• BNP Paribas is an equal opportunity employer that is proud to provide equal employment opportunities to all job seekers. As a socially responsible company, we incorporate the principles of Diversity and Inclusion in our values and practices
• To achieve all our goals, we intend to attract, develop, and retain different profiles, assuming diversity as an enabler and differentiator of innovation, fundamental in our organization

What makes us proud as reference employer?

• Top Employer Portugal and Top Employer Europe certification, for the seventh consecutive year
• 92% of our employees identify BNP Paribas as a company with “an inclusive management that supports all kinds of differences (age, origins, sexual orientation …)”
• 93% of employees identify with and benefit from the “Smart Working” policy, feeling comfortable in a hybrid work environment, and with the digital tools and workspaces available
• 71% of our customers are promoters of our brand 

About the job

• The Quantitative Data Intelligence (QDI) team is responsible for providing data, insights, and analysis to Global Markets front office.
• The team aims to build a solid database from various sources and develop analysis, reports and dashboards to provide valuable insight to the Front Office in a rapid, agile manner.
• Our team is responsible for multiple steps regarding data processing: Data Feeds industrialization, ETL, Data Warehousing and Data Visualization. We are in direct contact with business sponsors, sales, and traders.
• We seek to shape the technologies available to the client’s needs – we plan in processing the data using Python and SQL, while delivering the final product in Tableau, Power BI, APIs, and Chat bots.

Your Main Activities Are

• To be part of an international and diverse team who helps Global Markets Front Office to get to know their clients better and identify opportunities and trends throught what data can tell. 
• As a Data Analyst, you will play a vital role in our team. Working directly with one or more of the bank’s business areas, you will provide valuable insights to drive business growth, understading their needs, proposing and implementing data-driven solutions (analysis, visualization and automation). You will exercise a lot of problem identification and problem solving skills.
• You will have the opportunity to take ownership of business essential analytical projects that involve retrieving, preparing and analysing complex datasets using data/statistical models and best practices in data visualization for the reporting creation, with the goal to produce insights and automated tools that will guide strategic solutions.
• You will move between technical and non-technical areas and should be able to communicate well with different types of professionals. It is very important to be able to clearly and concisely understand stekeholders’ needs and translate these to our technical team, as well as present the results of complex analysis to our stakeholders.
• You must be prepared for routine changes, each day will be filled with new and excited challenges.

Profile and Skills to Success

• Academic background in Engineering, Economics, Computing, Mathematics, Statistics or related fields
• Availability to work in the hybrid model or in person in the Lisbon or Porto office
• Professional experience in any data visualization tool such as Tableau or Power BI
• Professional experience in data analysis with programming, preferably Python (Pandas)
• Proficiency in SQL
• Fluency in written and spoken English
• Ability to analysze, synthetize and simplify.
• Knowledge of descriptive statistics and hypothesis testing is a plus.
• Knowledge in Big Data technology such as Pyspark, Presto and Airflow is a plus
• Knowledge of Power Query and DAX is a plus

 #LI-Hybrid

Why joining BNP Paribas? 

· Leading banking institution

BNP Paribas is the European Union’s leading bank, and key player in international banking. It operates in 63 countries and has nearly 183.000 employees, including more than 146.000 in Europe.

· Our presence in Portugal

In Portugal since 1985, BNP Paribas today has more than 8.700 employees, distributed across the Group’s 10 business entities established in the country. Its presence also extends to 11 excellence centres providing value-added services to various countries where the BNP Paribas Group also operates.

· International reach 

Thanks to its international presence and regular and close collaboration among its different entities, BNP Paribas has the resources to support all clients with financing, investment, savings and protection solutions that help make their projects a success. BNP Paribas holds key positions in its three core operating divisions: 

• Retail Banking, a division that brings together all of the Group’s retail activities and specialised business lines; 
• Investment & Protection Services that include specialised businesses offering a wide range of savings, investment and protection services; 
• Corporate & Institutional Banking division that offers tailored financial solutions for corporate and institutional clients.

· Diversity and Inclusion commitment 

BNP Paribas is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.

· Commitment towards work/life balance

At BNP Paribas we care about our employees wellbeing and promote a culture of good integration between work and rest. We believe our employees have rich personal lives outside of work, being fundamental to be disconnected from work to recharge both physically and mentally. Only through this balance we may all be at our best while working.

· Remote Working Conditions

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working modalities adapted to our hybrid working environment. To guarantee a comfortable and efficient working set-up, eligible employees are provided with both the office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional equipment at reduced prices. 

To find out more on why you should join BNP Paribas visit https://bnpp.lk/why-BNP-Paribas-Portugal

* Please note that only applications submitted in English will be considered. 

* In case you are selected for this role, further documentation will be requested to support your hiring process.