About the job

  • The AI Senior Developer’s mission is to contribute to the functional and application related consistency of the IT solution and ensure the development of our fast-growing Generative AI tools and applications. The Developer must perform activities within the Generative AI framework of projects that blend traditional back‑end development with cutting‑edge Large Language Model (LLM) and Graphics Processing Unit (GPU) technologies. This role requires a highly collaborative mindset, agile methodologies and strong problem-solving skills to a ever challenging and trending such as AI and Deep Learning

Your Main Activities Are

  • Design, develop, test, and deploy Python back‑end services for
  • Participate in the full agile lifecycle: technical analysis, documentation, code reviews, and sprint delivery
  • Integrate and fine‑tune AI/ML models (LLMs) into production systems
  • Support the AI platform’s reliability, scalability, and continuous improvement
  • Work closely with infrastructure, DevOps, and User Interface (UI) teams (React/Angular/Vue) to deliver end‑to‑end solutions
  • Proactively identify and resolve technical, functional, or organizational issues

Profile and Skills to Success

  • Bachelor’s Degree in Information Technology / Computer Science or related
  • At least 5 years of experience as a Developer preferably in Python
  • Backend Development experience (for example, Django or FastAPI)
  • Advanced level of English, both written and oral
  • Ability to collaborate / teamwork
  • Rigor and attention to detail
  • Personal impact / ability to influence

#LI-Hybrid 

Why joining BNP Paribas? 

  • Leading banking institution

Leading player in banking and financial services in Europe, BNP Paribas operates in 64 countries and has nearly 178,000 employees, including more than 144,000 in Europe 

  • International reach 

The Group holds key positions in several areas of banking and financial services that are structured around three operating divisions:

  • Corporate & Institutional Banking (CIB) connects companies needing financing and institutional clients looking for investment opportunities division that offers tailored financial solutions for corporate and institutional clients
  • Commercial, Personal Banking & Services (CPBS) brings together all our commercial banks and several specialised businesses heard
  • Investment & Protection Services (IPS) combines a unique continuum of products and services across protection, saving, investment and real estate including specialised businesses offering a wide range of savings, investment and protection services
  • Our presence in Portugal

In Portugal since 1985, BNP Paribas today has more than 9.220 employees, distributed across the Group’s 10 business entities established in the country. Its presence also extends to 11 centres of expertise providing value-added services to various countries where the BNP Paribas Group also operates.

  • Diversity and Inclusion commitment 

BNP Paribas ´ambition is to cultivate an open and responsive environment for all that encourages collaboration and interaction. We demonstrate our commitment by actively contributing to the Group’s Diversity and Inclusion strategy and goals, in line with the United Nations Sustainable Development Goals. As part of our local Corporate and Social Responsibility – Diversity & Inclusion strategy, BNP Paribas Portugal is committed to:

  • Promote a fair and unbiased recruitment process and offer professional development opportunities to all employees
  • Celebrate diversity and advocate for inclusion, both externally and internally, encouraging employee’s participation, creating space for different voices to be heard.

To foster the effort of BNP Paribas Portugal, multiple initiatives and events take place throughout the year where our people can find out more on the importance of diversity inclusion at the workplace and in our society.

  • Remote Working Conditions

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working options adapted to our hybrid working environment. To ensure a comfortable and efficient working setup, eligible employees are provided with both office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional items at reduced prices. 

  • Commitment towards work/life balance

Supporting employees in a hybrid way of working while providing them with the means to maintain a work-life balance is an essential dimension of our Smart Working program. At BNP Paribas, we care about our employees’ wellbeing and promote a culture of good integration between work and personal life. 

To find out more on why you should join BNP Paribas please read our Employee Value Proposition and our Career path page.

* Please note that only applications submitted in English will be considered. 

* In case you are selected for this role, further documentation will be requested to support your hiring process.

About the job

  • BNP Paribas Securities Services is the bank for financial institutions, handling operational transactions linked to their securities accounts. As a branch of BNP Paribas, our mission consists of protecting our clients’ assets and managing their operational transactions throughout the whole investment cycle
  • As part of Derivatives Execution & Clearing (DEC) business line, the Derivatives Clearing Officer has to handle middle-office and back-office activities on his/her markets scope

Your Main Activities Are

  • Middle – office
    1. Be the 1st point of contact for all counterparties (clients, brokers, CCPs) with regards to trade allocation/clearing
    2. Top day trade monitoring and allocation for involved exchanges to ensure STP trade flow
    3. Follow up of pending trades closely and ensure all clients trades are booked at T day
    4. Perform timely reconciliation between internal systems and Exchanges ones
    5. Identify, assess, monitor and control the risks of the activity
  • Back – office
    1. Clearing Houses vs Back Office Reconciliations (margins, premiums , positions, initial margins)
    2. Ensure that reports sent to clients are reliable
    3. Manage daily payments and intra-day margin calls
    4. Ensure that all clients related issues, queries and request are addressed in an efficient, accurate and timely manner
    5. Monitoring of corporate action events impacting the underlying contracts
    6. Follow up of instructions settlement processing
    7. Maintenance of the accountancy balance (Market fees reconciliation, CCP vs client cash flows, among others)
    8. Participate in projects to drive the business forward to deliver internal or market system releases (Market releases, MO/BO tools enhancements, among others)

Profile and Skills to Success

  • Bachelor’s degree
  • Proficiency in Microsoft Office (Word, Excel, PowerPoint)
  • Fluency in English
  • Attention to detail
  • Written and oral skills
  • Proactive, motivated and willing to absorb new concepts
  • Ability to adapt and respond to changing work situations and environments
  • Strong team player
  • Ability to handle multiple tasks simultaneously and work well under pressure
  • Self-starter with ability to work effectively with minimum supervision
  • Responsiveness, accountability and adaptability

#LI-Hybrid

Why joining BNP Paribas? 

· Leading banking institution

BNP Paribas is the European Union’s leading bank, and key player in international banking. It operates in 63 countries and has nearly 183.000 employees, including more than 146.000 in Europe.

· Our presence in Portugal

In Portugal since 1985, BNP Paribas today has more than 8.700 employees, distributed across the Group’s 10 business entities established in the country. Its presence also extends to 11 excellence centres providing value-added services to various countries where the BNP Paribas Group also operates.

· International reach

Thanks to its international presence and regular and close collaboration among its different entities, BNP Paribas has the resources to support all clients with financing, investment, savings and protection solutions that help make their projects a success. BNP Paribas holds key positions in its three core operating divisions: 

  • Retail Banking, a division that brings together all of the Group’s retail activities and specialised business lines; 
  • Investment & Protection Services that include specialised businesses offering a wide range of savings, investment and protection services; 
  • Corporate & Institutional Banking division that offers tailored financial solutions for corporate and institutional clients.

· Diversity and Inclusion commitment

BNP Paribas is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.

· Commitment towards work/life balance

At BNP Paribas we care about our employees wellbeing and promote a culture of good integration between work and rest. We believe our employees have rich personal lives outside of work, being fundamental to be disconnected from work to recharge both physically and mentally. Only through this balance we may all be at our best while working.

· Remote Working Conditions

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working modalities adapted to our hybrid working environment. To guarantee a comfortable and efficient working set-up, eligible employees are provided with both the office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional equipment at reduced prices. 

To find out more on why you should join BNP Paribas visit https://bnpp.lk/why-BNP-Paribas-Portugal

* Please note that only applications submitted in English will be considered. 

* In case you are selected for this role, further documentation will be requested to support your hiring process.

About the job

  • The mission of Transversal Account Officer consists of protecting our clients’ assets and managing their operational transactions throughout the whole investment cycle. The primary focus of the Transversal Account Officer is to perform our responsibilities under a controlled environment that is compliant with strict regulatory rules and guidelines while providing superior client services and solutions. As part of DEC business line (Derivatives Execution & Clearing), the account manager in the Transversal Account Officers team must handle middle office and back-office activities on their scope

Your Main Activities Are

  • Ensure that all clients (internal and external) related issues, queries and request are addressed in an efficient, accurate and timely manner
  • First point of contact for all client queries and requests
  • Guarantee the correct flow of communication between client and Back Office teams
  • Follow up of pending client queries and requests closely
  • Identify, assess, monitor and control the risks of the activity
  • Participate in meetings with Sales and Relationship Managers regarding client topics
  • Collect data from the client email communication
  • Build KPIs and improve client experience
  • Prepare and send daily/monthly management reports
  • Participate in projects to drive the business forward to deliver internal system releases

Profile and Skills to Success

  • Bachelor’s Degree in Economics, Finance and Accounting
  • Up to 2 years of Experience in Banking and Financial Operations
  • Proficiency in Microsoft Office Pack (MS Excel and MS PowerPoint) 
  • Proficiency in Operations and Processes – Clearing
  • Fluency in English
  • Availability to work from 10h to 19h
  • Client focused
  • Organisational skills
  • Communication skills – oral & written
  • Ability to collaborate/Teamwork
  • Ability to set up relevant performance indicators

#LI-Hybrid 

Why joining BNP Paribas? 

· Leading banking institution

BNP Paribas is the European Union’s leading bank, and key player in international banking. It operates in 63 countries and has nearly 183.000 employees, including more than 146.000 in Europe.

· Our presence in Portugal

In Portugal since 1985, BNP Paribas today has more than 8.700 employees, distributed across the Group’s 10 business entities established in the country. Its presence also extends to 11 excellence centers providing value-added services to various countries where the BNP Paribas Group also operates.

· International reach

Thanks to its international presence and regular and close collaboration among its different entities, BNP Paribas has the resources to support all clients with financing, investment, savings and protection solutions that help make their projects a success. BNP Paribas holds key positions in its three core operating divisions: 

  • Retail Banking, a division that brings together all of the Group’s retail activities and specialised business lines; 
  • Investment & Protection Services that include specialised businesses offering a wide range of savings, investment and protection services; 
  • Corporate & Institutional Banking division that offers tailored financial solutions for corporate and institutional clients.

· Diversity and Inclusion commitment

BNP Paribas is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.

· Commitment towards work/life balance

At BNP Paribas we care about our employees wellbeing and promote a culture of good integration between work and rest. We believe our employees have rich personal lives outside of work, being fundamental to be disconnected from work to recharge both physically and mentally. Only through this balance we may all be at our best while working.

· Remote Working Conditions

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working modalities adapted to our hybrid working environment. To guarantee a comfortable and efficient working set-up, eligible employees are provided with both the office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional equipment at reduced prices. 

To find out more on why you should join BNP Paribas visit https://bnpp.lk/why-BNP-Paribas-Portugal

* Please note that only applications submitted in English will be considered. 

* In case you are selected for this role, further documentation will be requested to support your hiring process.

About the job

  • The T2S Settlement Account Manager works within the Securities Transaction Management Department and is responsible for the processing and follow up of the main processes which include pre & post settlement activities, clearing, relevant legal documentation, transaction andevent-related accounting for securities deemed in scope. In the scope of these activities, the Officer interacts with several internal departments, external counter parties and entities

Your Main Activities Are

  • Rigorous management of the client transactions by monitoring pending/failed instructions, detecting errors/discrepancies and providing accurate information to clients either via email or phone in accordance to agreements in place
  • Develop a deep knowledge of the clients specificities, market requirements, internal processes and tools
  • Ensure client specificities databases and internal procedures are known and updated
  • Ensure that the checklist’s tasks are duly executed, in line with internal procedures and market rules and/or guidelines therefore mitigating settlement costs and operational risk
  • Communicate effectively with Clients and provide support on the daily activities, ensuring a close follow-up on any pending investigation
  • Contribute to the overall successful running of the Settlement Department whilst respecting BNP Paribas rules and guidelines in terms of Compliance, Risk and Conduct
  • Report and/or escalate any sensitive or risky situation to the management

Profile and Skills to Success

  • Bachelor Degree in Economics / Finance / Accounting / Management or other related  
  • Up to 2 years of experience in Banking and Financial Operations or similar
  • Advanced level of English, both written and oral
  • Knowledge in MS Office Pack
  • Attention to detail / rigor
  • Ability to collaborate / teamwork
  • Ability to deliver / results driven
  • Analytical ability
  • Communication skills, both written and oral
  • Client focused

#LI-Hybrid 

Why joining BNP Paribas? 

· Leading banking institution

BNP Paribas is the European Union’s leading bank, and key player in international banking. It operates in 63 countries and has nearly 183.000 employees, including more than 146.000 in Europe.

· Our presence in Portugal

In Portugal since 1985, BNP Paribas today has more than 8.700 employees, distributed across the Group’s 10 business entities established in the country. Its presence also extends to 11 excellence centres providing value-added services to various countries where the BNP Paribas Group also operates.

· International reach

Thanks to its international presence and regular and close collaboration among its different entities, BNP Paribas has the resources to support all clients with financing, investment, savings and protection solutions that help make their projects a success. BNP Paribas holds key positions in its three core operating divisions: 

  • Retail Banking, a division that brings together all of the Group’s retail activities and specialised business lines; 
  • Investment & Protection Services that include specialised businesses offering a wide range of savings, investment and protection services; 
  • Corporate & Institutional Banking division that offers tailored financial solutions for corporate and institutional clients.

· Diversity and Inclusion commitment

BNP Paribas is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.

· Commitment towards work/life balance

At BNP Paribas we care about our employees wellbeing and promote a culture of good integration between work and rest. We believe our employees have rich personal lives outside of work, being fundamental to be disconnected from work to recharge both physically and mentally. Only through this balance we may all be at our best while working.

· Remote Working Conditions

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working modalities adapted to our hybrid working environment. To guarantee a comfortable and efficient working set-up, eligible employees are provided with both the office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional equipment at reduced prices. 

To find out more on why you should join BNP Paribas visit https://bnpp.lk/why-BNP-Paribas-Portugal

* Please note that only applications submitted in English will be considered. 

* In case you are selected for this role, further documentation will be requested to support your hiring process.

Rejoignez BNP Paribas Cardif, l’Assureur pour un Monde qui change.

 Chez BNP Paribas Cardif, nous ne sommes pas seulement un fournisseur d’assurances ; nous sommes des pionniers qui façonnent l’avenir de l’industrie. En tant que leader mondial sur le marché de l’assurance, avec une présence significative dans l’assurance d’épargne et de la protection dans plus de 30 pays à travers le monde, nous nous engageons dans l’innovation et l’excellence.

 Au sein de notre Centre de Services Européen – Cardif Support, basé à Porto et Lisbonne, au Portugal, nous formons un centre dynamique de plus de 600 professionnels multiculturels parlant 6 langues.

 Notre objectif ? Offrir un service d’excellence, de fiabilité et d’efficacité à nos clients, internes et externes, en proposant des processus et services diversifiés alignés sur les meilleures pratiques de l’industrie de l’assurance.

Prêt(e) à démarrer un nouveau chapitre professionnel avec nous ?

Devenez notre nouvel Analyste de Sécurité Financière  (M/F/X) basé(e) à Lisbonne ou Porto

Intégrez notre équipe dynamique de Sécurité Financière

L’équipe de Sécurité Financière (Niveau 2 de Conformité) a été créée en janvier 2022 et s’agrandit rapidement pour faire face aux enjeux de la sécurité financière de l’une des plus grandes banques mondiales. L’équipe dynamique, motivée et professionnelle s’assure que les tentatives de transactions illicites n’aboutissent pas. Si vous aimez l’investigation et l’analyse, si vous êtes responsable, avez un focus centré sur les résultats (priorité à la qualité !) et êtes impliqué en matière de Responsabilité Sociale, nous serions ravis de vous rencontrer !

VOTRE FUTUR MISSION AU SEIN DE L’ÉQUIPE SECURITE FINANCIERE

  • Assurer l’analyse de niveau 2 et la validation ou le refus des transactions financières escaladées par les analystes de conformité de niveau 1 ou par les équipes opérationnelles, selon les règles de délégation financière et les procédures établies 
  • Contribuer à alerter la hiérarchie en cas de détection d’une anomalie administrative, d’un risque opérationnel ou d’un dysfonctionnement qui pourrait affecter la qualité du service fourni au client interne comme au client final 
  • Assurer une attitude responsable, mature et professionnelle, via une bonne gestion du temps et des priorités et dans le respect des collègues et de la hiérarchie

PRÊT(E) À FAIRE LA DIFFÉRENCE ? VOICI CE QUE NOUS RECHERCHONS :

  • Une bonne connaissance du domaine de la Conformité (Compliance, Financial Crimes), des principales procédures afférentes ainsi que du cadre réglementaire (une précédente expérience dans le domaine de la Conformité est valorisée)
  • D’excellentes capacités organisationnelles et de solides compétences analytiques
  • Une capacité à travailler de manière autonome et à délivrer les résultats tout en maintenant une haute qualité 
  • De l’ambition, des aptitudes d’apprentissage et un bon esprit d’équipe 
  • Une maîtrise du français professionnel, à l’écrit et à l’oral (C1-C2)

Pourquoi nous rejoindre ?/ QUELS AVANTAGES POUR VOUS ?

En plus d’un salaire attractif, voici tout ce que nous vous offrons :

  • Bénéfices Généreux: Profitez d’allocations pour les repas, le transport dans le cadre de notre package complet d’avantages.
  • Couverture Complète: Soyez rassuré avec notre excellent package d’assurance (santé, vie et voyage), applicable à votre conjoint et enfant(s)
  • Flexibilité Redéfinie: Adoptez notre modèle de travail hybride pour un équilibre parfait entre engagement et flexibilité personnelle.
  • Croissance Professionnelle Infinie: Nourrissez vos aspirations professionnelles avec des opportunités de développement continu à l’échelle locale et mondiale.
  • Environnement de Travail Dynamique: Plongez dans nos installations modernes, incluant des salles zen, des cours de langue gratuits et divers événements d’entreprise.
  • Culture de Bien-être: Faites partie d’un environnement multiculturel qui priorise le bien-être des employés et la croissance professionnelle.

LA DIVERSITÉ ET L’INCLUSION SONT IMPORTANTES POUR NOUS !

BNP Paribas Cardif est un employeur garantissant l’égalité des chances et fier de fournir des opportunités d’emploi égales à tous les candidats. Nous nous engageons activement à garantir qu’aucun individu ne soit discriminé en raison de son âge, de son handicap, de sa réassignation de genre, de son statut matrimonial ou de partenariat civil, de sa grossesse et maternité/paternité, de sa race, de sa religion ou de ses croyances, de son sexe ou de son orientation sexuelle. L’équité et la diversité sont au cœur de notre politique de recrutement, car nous croyons qu’elles favorisent la créativité et l’efficacité, qui à leur tour augmentent les performances et la productivité. Nous nous efforçons de refléter la société dans laquelle nous vivons, tout en restant fidèles à l’image de nos clients.

AVEZ-VOUS CE QU’IL FAUT ?

Si vous êtes prêt à façonner l’avenir de l’assurance et que votre profil correspond à notre vision, envoyez-nous votre candidature avec CV, lettre de motivation et certificat d’études. Nous avons hâte de vous accueillir dans notre équipe !

 Note : Seules les candidatures complètes avec tous les documents requis seront prises en considération.

Rejoignez BNP Paribas Cardif, l’Assureur pour un Monde qui change.

 Chez BNP Paribas Cardif, nous ne sommes pas seulement un fournisseur d’assurances ; nous sommes des pionniers qui façonnent l’avenir de l’industrie. En tant que leader mondial sur le marché de l’assurance, avec une présence significative dans l’assurance d’épargne et de la protection dans plus de 30 pays à travers le monde, nous nous engageons dans l’innovation et l’excellence.

 Au sein de notre Centre de Services Européen – Cardif Support, basé à Porto et Lisbonne, au Portugal, nous formons un centre dynamique de plus de 600 professionnels multiculturels parlant 6 langues.

 Notre objectif ? Offrir un service d’excellence, de fiabilité et d’efficacité à nos clients, internes et externes, en proposant des processus et services diversifiés alignés sur les meilleures pratiques de l’industrie de l’assurance.

Prêt(e) à démarrer un nouveau chapitre professionnel avec nous ?

Devenez notre nouvel  Agent Back Office pour le marché français (M/F/X) basé à Lisbonne

FAITES PARTIE DE NOTRE ÉQUIPE DYNAMIQUE

Rejoignez-nous et intégrez le groupe BNP Paribas Cardif au Portugal !

Vous avez envie de vous lancer dans une nouvelle aventure ?

Vous avez frappé à la bonne porte, nous recherchons des personnes qui souhaitent relever des défis et qui veulent se surpasser.

VOTRE FUTURE MISSION AU SEIN DE CARDIF SERIVES

En rejoignant les équipoes Operations France vous serez en charge de toutes les tàches Back Office

  • intégrer un environnement de travail agréable et collaboratif
  • intégrer un poste stable dans une entreprise à notoriété établie dans le secteur de l’assurance

Grâce à l´offre de formation complète dont vous bénéficierez, vous aurez une expertise Métier.

 

PRÊT(E) À FAIRE LA DIFFÉRENCE ? VOICI CE QUE NOUS RECHERCHONS :

Vous êtes un bon communiquant, rigoureux, organisé, curieux et doté d’excellentes qualités analytiques et rédactionnelles, détenteur au minimum d´un diplôme niveau Baccalauréat (ou équivalent), avec une bonne maîtrise de la langue française orale et écrite et un sens aigu de la qualité du service au Client.

Pourquoi nous rejoindre ?/ QUELS AVANTAGES POUR VOUS ?

En plus d’un salaire attractif, voici tout ce que nous vous offrons :

  • Bénéfices Généreux: Profitez d’allocations pour les repas, le transport dans le cadre de notre package complet d’avantages.
  • Couverture Complète: Soyez rassuré avec notre excellent package d’assurance (santé, vie et voyage), applicable à votre conjoint et enfant(s)
  • Flexibilité Redéfinie: Adoptez notre modèle de travail hybride pour un équilibre parfait entre engagement et flexibilité personnelle.
  • Croissance Professionnelle Infinie: Nourrissez vos aspirations professionnelles avec des opportunités de développement continu à l’échelle locale et mondiale.
  • Environnement de Travail Dynamique: Plongez dans nos installations modernes, incluant des salles zen, des cours de langue gratuits et divers événements d’entreprise.
  • Culture de Bien-être: Faites partie d’un environnement multiculturel qui priorise le bien-être des employés et la croissance professionnelle.

LA DIVERSITÉ ET L’INCLUSION SONT IMPORTANTES POUR NOUS !

BNP Paribas Cardif est un employeur garantissant l’égalité des chances et fier de fournir des opportunités d’emploi égales à tous les candidats. Nous nous engageons activement à garantir qu’aucun individu ne soit discriminé en raison de son âge, de son handicap, de sa réassignation de genre, de son statut matrimonial ou de partenariat civil, de sa grossesse et maternité/paternité, de sa race, de sa religion ou de ses croyances, de son sexe ou de son orientation sexuelle. L’équité et la diversité sont au cœur de notre politique de recrutement, car nous croyons qu’elles favorisent la créativité et l’efficacité, qui à leur tour augmentent les performances et la productivité. Nous nous efforçons de refléter la société dans laquelle nous vivons, tout en restant fidèles à l’image de nos clients.

AVEZ-VOUS CE QU’IL FAUT ?

Si vous êtes prêt à façonner l’avenir de l’assurance et que votre profil correspond à notre vision, envoyez-nous votre candidature avec CV, lettre de motivation et certificat d’études. Nous avons hâte de vous accueillir dans notre équipe !

 Note : Seules les candidatures complètes avec tous les documents requis seront prises en considération.

Rejoignez BNP Paribas Cardif, l’Assureur pour un Monde qui change.

 Chez BNP Paribas Cardif, nous ne sommes pas seulement un fournisseur d’assurances ; nous sommes des pionniers qui façonnent l’avenir de l’industrie. En tant que leader mondial sur le marché de l’assurance, avec une présence significative dans l’assurance d’épargne et de la protection dans plus de 30 pays à travers le monde, nous nous engageons dans l’innovation et l’excellence.

 Au sein de notre Centre de Services Européen – Cardif Support, basé à Porto et Lisbonne, au Portugal, nous formons un centre dynamique de plus de 600 professionnels multiculturels parlant 6 langues.

 Notre objectif ? Offrir un service d’excellence, de fiabilité et d’efficacité à nos clients, internes et externes, en proposant des processus et services diversifiés alignés sur les meilleures pratiques de l’industrie de l’assurance.

Prêt(e) à démarrer un nouveau chapitre professionnel avec nous ?

Devenez notre nouvel Conseiller en Service Client (M/F/X) basé à Porto

FAITES PARTIE DE NOTRE ÉQUIPE DYNAMIQUE DU CRC/PRC

Nous sommes 50 Conseillers clientèle avec 4 Team Leader et un Manager divisés en deux périmètres:

  • Prévoyance, où nous traitons plusieurs produits d’assurance. Le but de ces assurances est de couvrir le client en cas d’aléas de la vie. Nous n’assurons pas de biens, seulement des personnes (assurance de prêt et assurance individuelle)
  • Épargne, en relation avec les assurances Vie BNP Paribas

Nous excellons dans notre métier directement depuis Porto et ce, depuis 2017 !

Nos Objectifs : Dans les deux métiers, notre Centre de Relation apporte l’expertise et l’approche empathique qui sont une valeur ajoutée essentielle dans un moment clé de la vie de nos Clients !

Nous fournissons un service après-vente qualitatif, principalement par téléphone mais aussi par e-mail, répondant aux doutes des clients et des partenaires bancaires sur nos produits et leurs contrats, les guidant dans la gestion de leurs contrats et les paiements associés, tout en travaillant en étroite collaboration avec les équipes de gestion. De cette façon, nous contribuons fortement à un processus fluide et satisfaisant de bout en bout pour atteindre notre objectif final et commun : la satisfaction de tous.

VOTRE FUTURE MISSION AU SEIN DE L’ÉQUIPE

· Garantir le traitement des appels entrants

· Répondre aux questions, demandes et besoins des Clients avec expertise ainsi qu’une approche professionnelle équilibrée mais aussi humaine et empathique ;

· Contribuer à améliorer la qualité de la relation avec le Client

· Contribuer à l’amélioration de la qualité du service rendu au Client

· Contribuer à l’amélioration continue de l’efficacité des processus internes

PRÊT(E) À FAIRE LA DIFFÉRENCE ? VOICI CE QUE NOUS RECHERCHONS

· Un niveau de Français courant/natif

· Une connaissance de la structure de l’entretien téléphonique et des techniques de relation client

· Une connaissance du marché de l’assurance et des principaux acteurs, clients, activités (si vous n’avez pas ces connaissances, ne vous inquiétez pas, vous apprendrez avec nous)

Pourquoi nous rejoindre ?/ QUELS AVANTAGES POUR VOUS ?

En plus d’un salaire attractif, voici tout ce que nous vous offrons: 

  • Bénéfices Généreux: Profitez d’allocations pour les repas, le transport dans le cadre de notre package complet d’avantages.
  • Couverture Complète: Soyez rassuré avec notre excellent package d’assurance (santé, vie et voyage), applicable à votre conjoint et enfant(s)
  • Flexibilité Redéfinie: Adoptez notre modèle de travail hybride pour un équilibre parfait entre engagement et flexibilité personnelle.
  • Croissance Professionnelle Infinie: Nourrissez vos aspirations professionnelles avec des opportunités de développement continu à l’échelle locale et mondiale.
  • Environnement de Travail Dynamique: Plongez dans nos installations modernes, incluant des salles zen, des cours de langue gratuits et divers événements d’entreprise.
  • Culture de Bien-être: Faites partie d’un environnement multiculturel qui priorise le bien-être des employés et la croissance professionnelle.

LA DIVERSITÉ ET L’INCLUSION SONT IMPORTANTES POUR NOUS !

BNP Paribas Cardif est un employeur garantissant l’égalité des chances et fier de fournir des opportunités d’emploi égales à tous les candidats. Nous nous engageons activement à garantir qu’aucun individu ne soit discriminé en raison de son âge, de son handicap, de sa réassignation de genre, de son statut matrimonial ou de partenariat civil, de sa grossesse et maternité/paternité, de sa race, de sa religion ou de ses croyances, de son sexe ou de son orientation sexuelle. L’équité et la diversité sont au cœur de notre politique de recrutement, car nous croyons qu’elles favorisent la créativité et l’efficacité, qui à leur tour augmentent les performances et la productivité. Nous nous efforçons de refléter la société dans laquelle nous vivons, tout en restant fidèles à l’image de nos clients.

AVEZ-VOUS CE QU’IL FAUT ?

Si vous êtes prêt à façonner l’avenir de l’assurance et que votre profil correspond à notre vision, envoyez-nous votre candidature avec CV, lettre de motivation et certificat d’études. Nous avons hâte de vous accueillir dans notre équipe !

 Note : Seules les candidatures complètes avec tous les documents requis seront prises en considération.

About the job

  • The Credit Risk Monitoring Analyst monitors credit risk exposures to ensure the bank respects its risk appetite. The responsibilities include monitoring, analysis, decision making and constant discussion with all stakeholders

Your Main Activities Are

  • In charge of producing analysis and reporting to management on credit risk, ensuring the consistency of the information on the agreed timelines, raising alert to management in any situation deemed sensitive; Progressively gain autonomy to deal with critical overdrafts and request support from senior colleagues to schedule and host meetings when required
  • For the standard, recurrent cases ensure an efficient monitoring by assessing the risk and take a credit risk decision in a timely manner, being able to maintain client focus while respecting RISK guidelines
  • With the guidance of senior members, gain autonomy to handle more complex requests. This might include specific portfolio analysis; stress test or leading crisis calls with the support of senior colleagues
  • Progressively gain autonomy to contribute both to business and credit teams needs with analysis and suggestions regarding the calibration of limits adequate to the clients’ activity
  • Monitor the data quality of the risk metrics in scope in the appropriate risk systems and collaborate to corrections when necessary; Work together with IT development and Business Analysts to ensure all system improvements continue to maintain the expected quality of risk metrics data

Profile and Skills to Success

  • Bachelor’s Degree in Economics / Finance / Accounting / Business Management or related
  • Up to 2 years of experience in Financial Analysis and Advisory / Risk and Controls / Banking and Financial Operations or similar
  • Advanced level of English, both written and oral
  • Knowledge in MS Office Excel
  • Attention to detail / rigor
  • Ability to collaborate / teamwork
  • Analytical ability
  • Critical thinking
  • Decision making

#LI-Hybrid 

Why joining BNP Paribas? 

· Leading banking institution

BNP Paribas is the European Union’s leading bank, and key player in international banking. It operates in 63 countries and has nearly 183.000 employees, including more than 146.000 in Europe.

· Our presence in Portugal

In Portugal since 1985, BNP Paribas today has more than 8.700 employees, distributed across the Group’s 10 business entities established in the country. Its presence also extends to 11 excellence centres providing value-added services to various countries where the BNP Paribas Group also operates.

· International reach

Thanks to its international presence and regular and close collaboration among its different entities, BNP Paribas has the resources to support all clients with financing, investment, savings and protection solutions that help make their projects a success. BNP Paribas holds key positions in its three core operating divisions: 

  • Retail Banking, a division that brings together all of the Group’s retail activities and specialised business lines; 
  • Investment & Protection Services that include specialised businesses offering a wide range of savings, investment and protection services; 
  • Corporate & Institutional Banking division that offers tailored financial solutions for corporate and institutional clients.

· Diversity and Inclusion commitment

BNP Paribas is an equal opportunity employer and proud to provide equal employment opportunity to all job seekers. We are actively committed to ensuring that no individual is discriminated against on the grounds of age, disability, gender reassignment, marriage or civil partnership status, pregnancy and maternity/paternity, race, religion or belief, sex or sexual orientation. Equity and diversity are at the core of our recruitment policy because we believe that they foster creativity and efficiency, which in turn increase performance and productivity. We strive to reflect the society we live in, while keeping with the image of our clients.

· Commitment towards work/life balance

At BNP Paribas we care about our employees wellbeing and promote a culture of good integration between work and rest. We believe our employees have rich personal lives outside of work, being fundamental to be disconnected from work to recharge both physically and mentally. Only through this balance we may all be at our best while working.

· Remote Working Conditions

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working modalities adapted to our hybrid working environment. To guarantee a comfortable and efficient working set-up, eligible employees are provided with both the office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional equipment at reduced prices. 

To find out more on why you should join BNP Paribas visit https://bnpp.lk/why-BNP-Paribas-Portugal

* Please note that only applications submitted in English will be considered. 

* In case you are selected for this role, further documentation will be requested to support your hiring process.

Na prática, o teu dia-a-dia

O Responsável de equipa Accounts Reporting tem como principal missão coordenar a atividade respeitante à elaboração e submissão dos reportes mensais e trimestrais ao BdP, Autoridade Tributária e grupo BNPP. Assim como a gestão das operações contabilísticas, declarações fiscais, impostos e reportes ao Banco de Portugal e Central assegurando a fiabilidade da informação financeira produzida e garantindo a aplicação das normais legais e prudenciais.

Destacamos as seguintes responsabilidades: 

  • Coordena a elaboração das Demonstrações Financeiras;
  • Monitoriza a realização dos reportes mensais e anuais para consolidação de contas do grupo BNPP;
  • Coordena os fechos de contas mensais, trimestrais e anuais da entidade, realizando as operações de fecho do mês, garantindo os procedimentos inerentes de rotinas, validações, registos e análises; 
  • Coordena o preenchimento e cumprimento das declarações fiscais e legais dentro dos prazos estabelecidos (IRC, IES, IVA, Retenções, SAFT, DMIS, Dossier Fiscal, Relatório Preços de Transferência) e espoleta o processo de liquidação das mesmas;
  • Acompanha as equipas de auditoria interna e externa;
  • Gere os recursos humanos, animando as equipas para a prossecução dos objetivos, acompanhando, apoiando e desenvolvendo os colaboradores relativamente às competências necessárias ao exercício da função, propondo ações de formação, e assegurando a avaliação de desempenho;
  • Monitoriza os processos executados ao nível do seu Pólo, acompanhando a sua execução e fiabilidade, bem como implementando melhorias nos processos existentes;
  • Monitoriza os riscos de conformidade do seu Pólo, mantendo uma cartografia atualizada de todos os riscos afetos, quantificando os mesmos e propondo e implementando ações para os mitigar;
  • Assegura a execução e implementação do dispositivo que permita a execução de controlos mitigadores dos riscos subjacentes às atividades do Pólo;
  • Revê e valida as escrituras manuais, bem como os movimentos contabilísticos executados pelos elementos da equipa;
  • Aprova a realização de pagamentos e cobranças, através dos poderes previstos na procuração bancária;
  • Participa e coordena projetos transversais que envolvem as suas equipas, dando o seu contributo para novos desenvolvimentos;
  • Responde a pedidos oriundos de clientes internos ou externos, parceiros assegurando o esclarecimento de matérias relacionadas com a atividade do seu Pólo;
  • Verifica se as ferramentas informáticas utilizadas respondem às necessidades de informação contabilística, e assegura a realização de pedidos de desenvolvimento com vista a colmatar necessidades identificadas;
  • Executa em coordenação com a equipa, planos de ação e/ou alterações com impactos nos processos contabilísticos.

A Missão é importante, mas a Equipa e o local de trabalho também!

  • Bem-vindo à Direção Financeira, onde irás integrar o Departamento Contabilidade e Tesouraria.
  • Estamos preparados para te acolher com um plano de integração inicial, com formação on the job, treino e networking.

És tu quem procuramos?

  • Mestrado em Economia, Finanças e Contabilidade 
  • Pelo menos 10 anos de experiência em Contabilidade e Finanças e em Análise e Assessoria Financeira 
  • Sólidos conhecimentos em matéria fiscal, incluindo legislação fiscal
  • Conhecimento em Contabilidade de Fundos e Serviços de Gestão de Ativos
  • Proficiência em Ms Office Pack Microsoft Excel 
  • Fluência em Inglês 
  • Capacidade de inspirar os outros e gerar o compromisso das pessoas 
  • Capacidade analítica 
  • Capacidade de entrega/orientação para resultados 
  • Pensamento crítico

Por favor, envia o teu CV em formato PDF, colocando como designação “CV_Nome_Apelido”.

Aguardamos pela tua candidatura! 

Os nossos compromissos

  • O BNP Paribas Personal Finance caracteriza-se por proporcionar igualdade de oportunidades a todos os candidatos a emprego e, enquanto empresa socialmente responsável, incorpora nos seus valores e práticas os princípios da Diversidade e Inclusão. 
  • Para alcançarmos todos os nossos objetivos, pretendemos atrair, desenvolver e reter diferentes perfis, assumindo a diversidade como um fator potenciador e diferenciador de inovação, fundamental na nossa organização.
  • Se quiseres saber mais sobre a nossa Organização, Valores e Projetos, por favor consulta esta página.

O que nos orgulha enquanto empregadores de referência

  • Certificação Top Employer Portugal e Top Employer Europa, pelo oitavo ano consecutivo.
  • 93% dos nossos colaboradores identifica o BNP Paribas como uma empresa com “uma gestão inclusiva que apoia todo o tipo de diferenças (idade, origens, orientação sexual, …)”.
  • 94% dos colaboradores identifica-se e beneficia da política de “Smart Working”, sentindo-se confortável num ambiente de trabalho híbrido, e com as ferramentas digitais e espaços de trabalho disponibilizados. 
  • 72% dos nossos clientes são promotores da nossa marca.

About the job

  • The Credit Analyst’s main mission is to produce high-quality Credit Proposals in a timely and efficient manner to enable BNP Paribas Corporate Coverage to do new business with clients, such as gaining credit committee approval for new business, manage exposure to credit risk and meet its regulatory requirements through Annual Reviews

Your Main Activities Are

  • Assess Counterparty and Credit Risk 
    • Collect and monitor key information on clients, such as annual reports, financial statements, web site information, requesting and analysing internal inputs for business line memos
    • Liase with Relationship Managers to gain in-depth knowledge of client environment, strategy management, resources and financials
    • Analyse and summarise the counterparty and credit risk on clients and prospects
  • Prepare Credit Proposals 
    • Complete Credit Proposals compliant with guidelines, quality standards and policies
    • Participate in the continuous improvement of credit process efficiency
  • Monitor Credit Risk
    • Ensure the follow-up of client exposure and monitor global credit risks by alerting on any change in ratings, any major event or material evolution
    • Monitor client’s covenants, strategy implementation and risk profile 
    • Maintain portfolio reports and use proactively the internal credit tools

Profile and Skills to Success

  • Bachelor’s degree in Economics, Finance, Accounting or any related fields
  • At least 2 years of experience in Financial Analysis or Financial Advisory
  • Excellent communication skills and fluency in English, both written and oral 
  • Proficiency in Microsoft Office tools, particularly Excel
  • Attention to detail with an analytical approach with ability to synthetize
  • Ability to collaborate with others  

The selected candidate can be based in Lisbon or Porto, according to its preference

#LI-Hybrid

Why joining BNP Paribas? 

  • Leading banking institution

Leading player in banking and financial services in Europe, BNP Paribas operates in 64 countries and has nearly 178,000 employees, including more than 144,000 in Europe 

  • International reach 

The Group holds key positions in several areas of banking and financial services that are structured around three operating divisions: 

  1. Corporate & Institutional Banking (CIB) connects companies needing financing and institutional clients looking for investment opportunities division that offers tailored financial solutions for corporate and institutional clients.
  1. Commercial, Personal Banking & Services (CPBS) brings together all our commercial banks and several specialised businesses
  1. Investment & Protection Services (IPS) combines a unique continuum of products and services across protection, saving, investment and real estate including specialised businesses offering a wide range of savings, investment and protection services
  • Our presence in Portugal

In Portugal since 1985, BNP Paribas today has more than 9.220 employees, distributed across the Group’s 10 business entities established in the country. Its presence also extends to 11 centres of expertise providing value-added services to various countries where the BNP Paribas Group also operates.

  • Diversity and Inclusion commitment 

BNP Paribas ´ambition is to cultivate an open and responsive environment for all that encourages collaboration and interaction. We demonstrate our commitment by actively contributing to the Group’s Diversity and Inclusion strategy and goals, in line with the United Nations Sustainable Development Goals. As part of our local Corporate and Social Responsibility – Diversity & Inclusion strategy, BNP Paribas Portugal is committed to:

  • Promote a fair and unbiased recruitment process and offer professional development opportunities to all employees
  • Celebrate diversity and advocate for inclusion, both externally and internally, encouraging employee’s participation, creating space for different voices to be heard.

To foster the effort of BNP Paribas Portugal, multiple initiatives and events take place throughout the year where our people can find out more on the importance of diversity inclusion at the workplace and in our society.

  • Remote Working Conditions

At BNP Paribas, we embrace a Smart Working framework based on trust, autonomy and collaboration. Within this framework, eligible employees can benefit from flexible remote working options adapted to our hybrid working environment. To ensure a comfortable and efficient working setup, eligible employees are provided with both office and home equipment, are entitled to an equipment allowance and can benefit from exclusive partnerships to purchase additional items at reduced prices. 

  • Commitment towards work/life balance

Supporting employees in a hybrid way of working while providing them with the means to maintain a work-life balance is an essential dimension of our Smart Working program. At BNP Paribas, we care about our employees’ wellbeing and promote a culture of good integration between work and personal life. 

To find out more on why you should join BNP Paribas please read our Employee Value Proposition and our Career path page.

* Please note that only applications submitted in English will be considered. 

* In case you are selected for this role, further documentation will be requested to support your hiring process.